How do I respond? Is there a way to settle outside of court? How do I request a minimal payment that I can afford?

With one garnishment already being taken out of your check it is unlikely that this additional creditor will be able to garnish your wages also. ...

Is it possible to finance a car during chapter 13 bankruptcy

The Chapter 13 Trustee's office in Seattle is very receptive to debtor inquiries ... they do a great job. You would usually be better off getting...

How to respond to a summons from a debt collector?

How you "should" respond depends on what you want to do. If the amount is significant, or if you have other debt, bankruptcy might be an option. ...

Need a bankruptcy lawyer

While the amount you pay your attorney is important, in my opinion, it should not be your highest priority. First, do they know what they are...

Can they threaten and sue me? If I have any income from employment, can they attach

Technically, if the car had a lot of equity in it the creditor could eventually go after it. But, that is very, very, unlikely. There is most...

What can I do about this and just pay my original $200.00? Is there a way or do I have to pay all the fees the added on?

You may be able to negotiate a payment plan or a reduced amount if you pay it in full. Contact the law firm or collection agency and see if they...

Federal direct consolidation loan was never authorized. I just received a copy of the promissory note that was blatantly forged

I am assuming when you say tax "return" you mean "refund". Any refund you would otherwise be entitled to will possibly be intercepted if you are...

This is a situation where you, and your wife, need the assistance of an attorney familiar with bankruptcy. One spouse filing, separate assets,...

Which attorney would be able to help most with a credit reporting issue?

A 30 day late will affect your credit score, but not substantially. If that is the only negative you have it should not have a tremendous impact. ...

How can I obtain a judgement on our mechanics lien in order to collect?

I haven't dealt with mechanic's liens recently. I do know they expire after a short period if you do not proceed with enforcement. I believe that...