Will chapter 7 bankruptcy delay foreclosure so I have time to raise the money for the late payments?

Chapter 7 may delay the foreclosure. Typically, homeowners who need to get caught up on their mortgage payments file chapter 13 rather than 7. It...

Rent and chapter 7

You must list all your creditors in the bankruptcy. If you are behind on your rent the landlord must be listed as a creditor. If you are current...

Is this legal? I was never served papers on the court date, even though they know where I work because my employer was served

If the creditor obtained a judgment against you they can pursue collections via garnishment. The creditor is under no obligation to pursue a...

How do I go about contesting a civil demand debt that has gone to collections?

The starting point would be to contact the credit reporting agencies and dispute that you owe the debt. However, under the circumstances (if...

Is it in my best interest to seek Bankruptcy or perhaps try to communicate to the Judge that approved the Judgement against me?

That is a terrible story. I hope you have recovered physically. Bankruptcy is a reasonable choice under these circumstances to recover...

Is there any thing that can be done to protect her car since I'm on the loan as the co-applicant and in a Chp. 13?

There is a co-debtor stay in Chapter 13 that applies to consumer debt. But unless your plan is providing for payment of the debt the stay can be...

It is unfortunate that your case is an "asset case" that will typically make it much more complicated. You will want to make sure that you have...

How much does a bankruptcy cost, what chapter should I file and can I get my wage garnishment stopped?

While important, the cost of the bankruptcy shouldn't be your number one concern. You should be concerned about whether the attorney knows what...

Can buying a house before filing for Chapter 13 bankruptcy negatively affect the bankruptcy outcome?

This is a good question. Divorce frequently leads to bankruptcy. It is often the case that a little strategy and planning can make the bankruptcy...

Will the bankruptcy hearing accept an offer from the creditor for the payment plan or does it have to be prearranged?

The is no provision for repayment of creditors in Chapter 7. Your case can't be denied in Chapter 7, just because a creditor is willing to accept...