Archived
If whomever purchases at auction, my HE of $50k, can I be evicted from my home? What can I do to prevent eviction, keep my home?
Kenneth's answer
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Answered on May 06, 2016
If the foreclosure is a non-judicial sale then the buyer can start to process of evicting you 20 days after the foreclosure. If it is a judicial...
Archived
Bankruptcy, debt consolidation. .. What's best?
Kenneth's answer
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Answered on March 16, 2016
A chapter 7 bankruptcy will give you a fresh start. Many local attorneys who do bankruptcy work offer a free initial consultation. I would...
Archived
Auto title many years after bankruptcy?
Kenneth's answer
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Answered on February 24, 2016
tough situation, can't donate it or take it to the junk yard without a title. It's not a lost title so I don't think the State will give you one. ...
Archived
If there is no automatic stay (e.g., multiple filings), can a lien be perfected post-petition for pre-petition debt?
Kenneth's answer
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Answered on February 10, 2016
Under some circumstances perfection of a security interest is not a violation of the stay. See for example 11 usc sec 362(b)(3). Good luck
Archived
Must a Chapter 7 trustee pay a DSO directly to the state enforcement agency if the recipient has requested it of the payor?
Kenneth's answer
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Answered on February 10, 2016
Only if it is an asset case (rare) would the trustee be making distribution to creditors. If the trustee believes that there are assets they will...
Archived
Lawsuit debt is not consumer or personal in type so when considering bankruptcy are u excluded from the means test?
Kenneth's answer
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Answered on February 09, 2016
Good question. The means test isn't "taken" as much as it is "filled out". Passing the means test simply means that there is not a presumption...
Who can legally put a lien on your house? Friends that you owe 10K to and will not be paying back?
Kenneth's answer
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Answered on February 08, 2016
If your friends sue you the judgment can result in a lien on your house. Historically creditors could muck up your title by fling a "lien" with...
Archived
How to declare bankruptcy for free?
Kenneth's answer
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Answered on January 23, 2016
You can find attorneys who will take payments if you are filing Chapter 13. However, if the 13 isn't doing anything except for paying the attorney...
Archived
Is a "back door ride through" still an option in WA state? Should I stop being concerned that c.u. may repo? judge denied reaff
Kenneth's answer
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Answered on January 23, 2016
I don't think there is controlling case law on this issue in the Western District of Washington. I believe that at least one CU (AUSAFCU) believes...
Archived
What options do I have to get him to pay the loan as ordered?
Kenneth's answer
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Answered on January 20, 2016
A family law attorney may be able to assist you in pursuing a contempt action against your ex. Unfortunately, the action may need to be brought...
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