Archived
I have not made a house payment in 3 years because of a remodification deal the bank wanted me to do, should I vacate
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Answered on May 04, 2014
This is a bit of a complicated answer. However, factors you will want to consider include: 1) the cost of rent on the open market if you were to...
Archived
My HOA attorneys are foreclosing on my condo. I want to stay in my condo. I lost my job 2yrs. ago, I'm 64 .
Edgar's answer
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Answered on May 01, 2014
Chapter 7 will delay a foreclosure but will not stop it. If you have other debts as well, it might be a good idea to consider filing. However, be...
Archived
How can I get copies of medical bills in a lawsuit from a collection agency? Is 12% interest ok? What are fees from RCW 19.16.50
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Answered on May 01, 2014
There are a couple of ways to get copies of the bills. One is to send discovery requests after you have answer or with your answer. The other,...
Archived
I am being summoned for a debt i dont believe is mine. cant find anything about it. sent dvr letter to collection company and
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Answered on April 29, 2014
This may or may not be legitimate. You may want to look at your credit report and compare the last four of the account on the credit report to the...
Archived
If you have a judgment against you for a bill from 2004 can they still make you pay?
Edgar's answer
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Answered on April 28, 2014
This may be more of an accounting issue to resolve. Take a look at the original payment plan you entered into relating to the judgment. Then go...
Can a HOA collect dues which are 15-20 years old. I understand that the statute of limitations is 6 years on collection of a deb
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Answered on April 27, 2014
Sounds a bit fishy in terms of evidence or proof. Were these rolled over each accounting period or were liens filed and not enforced? This is a...
Archived
My paycheck was garnished. No idea why or who by, I was never notified about any court proceedings. How do I resolve this?
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Answered on April 25, 2014
There are two solutions here.
One is to attempt to vacate the order if you were not served properly. That would require you pulling the...
Archived
Is there a time limit on debt? Can a collections agency come after me for someone else's parking tickets from 9 years ago?
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Answered on April 15, 2014
The time limit depends on whether or not the claim was reduced to a judgment or if it was not. You will want to run your name through...
Archived
I am 7 months behind on my house payments how long do i have until the foreclosure starts?
Edgar's answer
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Answered on March 25, 2014
The timing of when a foreclosure starts varies a great deal. The biggest factor is the amount of equity (or the lack thereof) in the house and...
Archived
A attorney is trying to garnish my wages for past due hoa dues on my home which is foreclosing.
Edgar's answer
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Answered on March 19, 2014
Were you on title to the home and were you subject to the HOA individually? If so, then they can most likely proceed this way provided there are...