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Collection agency keeps calling me after I have asked them not to 3 times in writing. They failed to follow the FDCPA.
Edgar's answer
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Answered on June 03, 2014
There are many scam collection agencies that are operating right now and are based overseas or use spoofed numbers. Sometimes they even link...
Archived
I lost a lawsuit can they subpoena bank records on my primary residence?
Edgar's answer
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Answered on June 02, 2014
It sounds like they are preparing to garnish you once they know what you have. As long as you don't have a fraud judgment or other...
Archived
After a creditor files a 1009c, can they still charge you interest on the debt that was cancelled and is it still collectible?
Edgar's answer
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Answered on May 29, 2014
Basically no. What some unscrupulous collectors or companies will try to do is bifurcate the debt and then charge full interest on the original...
Archived
I received a eviction summons, can i respond to the Lawyer and request to make monthly payment on the owed amount
Edgar's answer
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Answered on May 27, 2014
If your landlord likes you and you cover any attorney fees/costs so far, they will usually allow a 3 months cure arrangement. This might mean...
Archived
How can a person find out if they are a victim of mortgage fraud?What can a person do about it
Edgar's answer
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Answered on May 25, 2014
There are numerous types of mortgage fraud- predatory lending, ongoing accounting fraud, the beneficiary claiming to hold the promissory note and...
Archived
My wife has been billed and sent to collections by a medical clinic we've never been to, credit adversely affected, illegal?
Edgar's answer
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Answered on May 24, 2014
You will want to send a credit dispute letter to the credit bureau's (certified mail) and also sent a certified mail to the collection to show you...
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Archived
I need to know what to do to stop the garnishment of my paycheck which started this week do i need to file bankruptcy ?
Edgar's answer
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Answered on May 20, 2014
What you need to do depends on what happened.
If the debt you are being garnished on occurred after you filed your 2009 bankruptcy, then you...
Archived
Eviction after foreclosure/pierce county courts/Can a company I obtained to help with my eviction file a sheriff lock out on me?
Edgar's answer
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Answered on May 17, 2014
Most likely the company is not legitimate from what you describe. An attorney certainly could not do what they are doing ethically. Likewise,...
Archived
Will 1st/2nd loan come after me after foreclosure? Should I negotiable with them to have a settlement after/before foreclosure?
Edgar's answer
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Answered on May 12, 2014
It depends upon the type of foreclosure (judicial or non-judicial). In a non-judicial scenario (the most likely in WA), the 1st would not come...
Archived
Foreclosure eviction defense
Edgar's answer
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Answered on May 07, 2014
Be careful with the techniques the firm uses. Many will try to remove the eviction to Federal Court or other "black hat" techniques, especially if...