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Edgar I Hall's Answers (556)

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Archived

A attorney is trying to garnish my wages for past due hoa dues on my home which is foreclosing.

Edgar's answer | Answered on March 19, 2014

Were you on title to the home and were you subject to the HOA individually? If so, then they can most likely proceed this way provided there are...

Archived

Eviction Process and Timeline in Washington State, living in our Condo that was foreclosed upon by HOA. Redemption is up Mar 31

Edgar's answer | Answered on March 14, 2014

If you signed a lease and they are taking rent, you should be subject to the rules of RCW 59.18 and of the Seattle Municipal Code. Self help...

Archived

Received summons from collection agency while still receiving bills from billing company - next steps?

Edgar's answer | Answered on March 13, 2014

There are a couple of explanations. Institutional incompetence, the debt being sold to multiple individuals, scam, etc. This may be accidental or...

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I have a MSJ hearing coming, and a JDB is suing me. How would I properly argue the JDB has shown no evidence to prove standing?

Edgar's answer | Answered on March 10, 2014

What you are saying now is effectively what you need to argue. Depending upon your Judge draw it may or may not be a persuasive argument. ...

Archived

I am facing a foreclosure sale March 14th can I stop that without bankruptcy?

Edgar's answer | Answered on March 09, 2014

Under RCW 61.24.130, you can stop it with a temporary restraining order filed with five days notice. By the time you get the TRO prepared and...

Archived

Can I fight collections for defaulting on an agreed payment plan and attempting to sue me without notification

Edgar's answer | Answered on March 08, 2014

It is worthwhile to defend for numerous reasons. First, if you don't then they will win by default. Second, if their own mistakes led to the...

Archived

Have some superior court bills that went to collection over a decade ago can i file bankruptcy 16,000.00 bill 18,000.00 in int

Edgar's answer | Answered on March 08, 2014

Prior to jumping to bankruptcy, it might be worthwhile to see if the statute of limitations has run. If they did not sue you, it is 6 years on a...

Archived

Our truck was repossessed over a year ago and we never heard from credit union about sale now getting collection notice in wa

Edgar's answer | Answered on March 08, 2014

You may have a claim or offset under RCW 62A.9A-611 if you were not given notice of the sale. However, if notice was given (or if the creditor is...

Archived

How do I get bank of America to foreclose on a home they don't want

Edgar's answer | Answered on March 08, 2014

Unfortunately you are not able to make them take back the home. In addition to a short sale as the other attorney suggested, you could consider a...

Archived

We own a seller-financed home In WA. If we default (loan secured by deed of trust) can seller choose a judicial foreclosure?

Edgar's answer | Answered on March 08, 2014

Yes, they can choose to judicially foreclose. However, most do not because of the costs involved as well as the very high possibility that you...