Archived
Chapter 7 bankruptcy - mortgage claimed and in foreclosure, can we still be held liable if someone is injured on the property?
Edgar's answer
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Answered on June 23, 2014
Until title passes (via foreclosure or other method) you could be held liable. The Bankruptcy handles liability on the house financially, not...
Archived
I live in a home that is a REO , after foreclosure. Our home was returned to the bank
Edgar's answer
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Answered on June 22, 2014
There are many scams out there. You would need to have an attorney review the docket. Usually, show cause hearings on unlawful detainer actions...
Archived
In WA State can a collection agency charge a statutory fee of $763 on a $104 debt on top of legal fees, filing fees and interest
Edgar's answer
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Answered on June 20, 2014
I would be curious to know what statue provides for an odd amount like $753. Most statutes tend to use round numbers. Take a look at the...
Archived
A collection agency served me a summons with incorrect information for a debt I don't owe. Should I get a lawyer?
Edgar's answer
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Answered on June 18, 2014
You should always defend yourself. However, if you add 6 years to 2/2008 you get 2/2014. It sounds like they have plead so as to give you a very...
Archived
HOA lien ?
Edgar's answer
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Answered on June 13, 2014
It sounds like the COA attorney ran up the fee. I would send a copy of the voicemail and a certified letter to association and attorney, explain...
Archived
I am unable to pay off an old judgement against me due to the accumulated interest, is there anything I can do?
Edgar's answer
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Answered on June 13, 2014
You have a couple of options. Chapter 7 Bankruptcy is probably the best option if the debt is not related to criminal restitution or some other...
Archived
What happens next? can i still buy my home back, or someone else buy it and i rent to own from them,and is that even allowed?
Edgar's answer
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Answered on June 13, 2014
You would need to buy the home back from the REO department, assuming the new owner is willing to sell. You can call the foreclosure trustee or...
Behind on my car payment for 5 months now car has been in a shop getting fixed due to minor damages
Edgar's answer
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Answered on June 12, 2014
If you are wanting to keep your car, a chapter 7 bankruptcy would help discharge other debts to help you pay for this one while a chapter 13...
Archived
A creditor called me about a debt that i put on my chap 13. My lawyer is deaceased and i have no paper work what can i do
Edgar's answer
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Answered on June 04, 2014
There are a couple of ways to handle it.
1) go down to the federal courthouse on 7th & Stewart in Seattle and pull up your documents then go...
Archived
Collection agency keeps calling me after I have asked them not to 3 times in writing. They failed to follow the FDCPA.
Edgar's answer
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Answered on June 03, 2014
There are many scam collection agencies that are operating right now and are based overseas or use spoofed numbers. Sometimes they even link...