Archived
I file bankruptcy yester day and my moms bank account was frozen since I am a signer. It is her money how do I get freeze remo
Gary's answer
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Answered on September 16, 2013
I can't believe that your attorney could be that incompetent. Any attorney worth their salt would have known that that was going to happen.
Now...
Archived
I want to file a chapter 7 bankrutpcy and want to keep making payments on my car without reaffirming it.
Gary's answer
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Answered on September 16, 2013
I think that you will find this to be good news rather than bad. I would not trust the finance company to keep their word. However, you could send...
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Archived
Is a bank a "THIRD PERSON" in debt collection lingo?
Gary's answer
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Answered on September 10, 2013
Any person or business (or bank in this case) that holds something of yours is a "3rd person." If someone like a person, business or bank owes you...
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Who qualifies as a dependent for Ch 7 bankruptcy? Do IRS rules govern?
Gary's answer
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Answered on September 09, 2013
This area is unclear and often dependent on the Judge you happen to get. If the person is just a renter, than the income is counted but not the...
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Can an LLC file bankruptcy?
Gary's answer
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Answered on September 05, 2013
Yes, your limited liability corporation can file bankruptcy. However, very few times is this beneficial. Most corporations simply cease to operate....
Archived
How do you deal with a lien when your home loan has been discharged in a Chapter 7 BK.and you want to stay in your home?
Gary's answer
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Answered on August 27, 2013
yes, you can modify a mortgage loan that the underlying debt has been discharged. If this is a 2nd mortgage DO NOT do it without going over it with...
Archived
If a Movant (not sure who actually requested releif) filed a Motion for Relief From Auto Stay does that mean they can foreclose
Gary's answer
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Answered on August 25, 2013
For there to be a foreclosure, there has to be a notice of default and a notice of trustee sale. If you are not sure, I would recommend that you go...
Archived
I had filed a chapter 7. I have a home with a Declared Homestead on filed for protection. My chapter 7 has been discharged.
Gary's answer
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Answered on August 17, 2013
What the other attorneys have told you is correct. What you describe is confusing. Either you have your home with no mortgage OR you have a...
Archived
Not clear on the 90 day rule/$600+ payments and need clarification
Gary's answer
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Answered on August 12, 2013
The bottom line is that it is a total of $600 or more combined on any one creditor in the last 90 days. You do need to list all creditors including...
Archived
Filing Chapt.13 with questions on some of the Schedules
Gary's answer
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Answered on August 12, 2013
I agree with the other attorney's responses. You do not have to be exact though the closer you are to accurate the more likely you are to have a...
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