Can you file chapter 13 or 7 if you have equity on your house?

Most of the clients that come in my door are able to file a Chapter 7 bankruptcy. I have not had a single client in years that had too much...

How does Chapter 13 work?

Your comment in and of itself cannot be answered. There are many times where a Chapter 13 could be paid off, modified or not paid at all. You need...

How many years do i have to wait until i file chap 7 bk again in California?

The rule is the same everywhere. You have to be more than 8 years since the prior case was filed. If you don't have the time in you may be able to...

Yes, you can fire your attorney. However, he cannot get out without permission of the bankruptcy judge. The best way to deal with this is contact a...

If you have property in the east coast but are staying with relatives in California, can you use a Ca bankruptcy lawyer?

There is absolutely no reason to go back East to file your case. In fact you could not do so if you moved to California more than 90 days ago. If...

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Will my husbands income count for bankruptcy filing if we are separated?

Your address should be the Sacramento one. Either way, your filing court would be the same as it is an Eastern District case. The only difference...

How do I figure out how much my house is worth before filing for Chapter 7 bankruptcy?

None of the computer options you describe is very useful. Nor will a trustee just assume you are correct on the stated value of your home on the...

Can lenders in Calif. foreclose on my house if I file Chapter 7 BK, do not reaffirm my 2 mortgages but keep payments current?

AS long as you pay both mortgages as per your contract you cannot be foreclosed. The good news is that once you file bankruptcy they cannot start...

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As explained by other attorneys here, there is no relationship between a "charge off" and a debt being "wiped out." I regularly have clients...

Is my 69 yr old dad liable for the 2nd (mortgage)loan after my CH-7 ,has been discharged?

With the other attorneys have said is true to a certain extent. If your dad signed the contract for the loan with you, then he is responsible for...