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Can I file for Chapter 7 after doing/completing short sale in 2011 in California. Got F1099C fr. lender for the purpose. Tks.
Gary's answer
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Answered on November 18, 2013
Sadly, the first thing you need to do is have a tax PROFESSIONAL like a Certified Public Accountant. They can go over your situation to see if you...
Archived
My chapter 7 petition was effectively ignored by the management of my storage unit.
Gary's answer
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Answered on November 02, 2013
You should have had a bankruptcy attorney from the start. By contacting them before the TIME the sale was scheduled with the bankruptcy case number...
What does a Review-Z mean in a chapter 13?
Gary's answer
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Answered on November 02, 2013
I never heard of this here in the Sacramento region and I have been doing this for 35 years. However either Trustee (Jan Johnson or David Cusack)...
Archived
FHA underwater loan
Gary's answer
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Answered on October 16, 2013
The answer to this question is fairly straightforward. First, a chapter 13 does not change the amount of your regular payment on your first...
Archived
Hi. I have cancer and will be receiving chemotherapy. Can my loans get discharged? I cannot finish school.
Gary's answer
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Answered on October 08, 2013
While your question is about getting "loans" discharged it is not clear whether you are asking about the student loans. However, given the next...
Archived
Is my girlfriend at risk when I file for bankruptcy?
Gary's answer
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Answered on October 02, 2013
I think that the issues here are more complex than what may be stated. If you had no interest in what she did both legally and EQUITABLY than the...
Archived
Recently filed Chapter 13 because legal representation stated our income and asset amounts we too high to file Chapter 7.
Gary's answer
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Answered on September 28, 2013
I would recommend that you get competent legal advice from a bankruptcy attorney, maybe a couple of them.
First, if you pass the means test on...
Archived
Was discharged Chapter 7 in 9/09. Between taxes and internet loans I owe $48,000, what if I file for Chapter 13? any Reduction?
Gary's answer
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Answered on September 23, 2013
There is both good news and bad news. The bad news first. You cannot file a new Chapter 7 until 8 years from the date your Chapter 7 was filed (...
Archived
If I hire an attorney to do my bankruptcy, does this mean I can't waive my chapter 7 filing fee?
Gary's answer
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Answered on September 20, 2013
Sadly, in Sacramento where your case would be heard, the chance of getting a fee waiver where the attorney is paid any significant fee is zero. If...
Archived
I know you cannot file another chapter 7 for 8 years. Is it 8 years from the date you filed or the date it was finalized?
Gary's answer
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Answered on September 16, 2013
A new chapter 7 bankruptcy can be filed after eight years from the date the prior chapter 7 bankruptcy was filed, not the discharge date.
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