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Lisa Jane Espada
also known as Lisa J. Espada
About Lisa
Practice Areas
4
Practice Areas
Debt Collection
50%
15 years
Chapter 7 Bankruptcy
20%
15 years
Consumer Protection
20%
14 years
Litigation
10%
26 years
Fees and Rates
Cost
Payment Methods
- Cash
- Check
- Credit Card
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Chat withLicenses
Licensed in California for 26 years
State: California
Acquired: 1999
No misconduct found
Location
Law Office of Lisa J Espada
100 Pine St., Suite 1250, Suite 400, San Francisco, CA, 94111
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Lisa Jane Espada's Reviews
Avvo Review Score
49 Client Reviews
Filter Avvo Reviews (49)
Refine reviews to match your needs. Use the filters to quickly surface reviews that align with your case or priorities.
Practice Areas
What Clients Mention
Showing 6 - 10 of 20 reviews | Debt Collection
Posted by Robert | August 25, 2019 | Debt Collection
Great Brainstorm Partner
I am business consultant for senior management of technology companies and understanding the essential realities I am operating in is paramount to advising and putting together a process of decision making and actions to any endeavor that could mean millions of dollars in revenue or loss. With thi...
Posted by Ann | May 07, 2019 | Hired Attorney | Debt Collection
Outstanding guidance
Lisa Espada represented me in a debt collection matter. Her experience in these kinds of cases was invaluable, as she knew when and how to respond to all of the plaintiff's moves. I ended up settling the case for much less than I had ever hoped, and I am so grateful for her sound advice and excellent...
Posted by Nick | August 06, 2018 | Hired Attorney | Debt Collection
Amazing Debt Defense Attorney!
I reached out to Lisa in response to calls from an aggressive debt collector that had filed a complaint against me from a debt that was almost a decade old. Lisa quickly helped calm me down (I was freaking out over the cost of a lawsuit), and acted to respond to the complaint. We were able to get the...
Posted by Jeremy | August 05, 2018 | Hired Attorney | Debt Collection
Exceptionally skilled, effective, and easy to work with
I hired Lisa when a debt-buyer filed a lawsuit against me. She did excellent work on my case from the first phone call to the final resolution -- which was 100% in my favor. Her communication style is professional and direct, but also friendly and very down-to-earth, and she turned a confusing and st...
Posted by Melissa | October 02, 2017 | Hired Attorney | Debt Collection
Highly Recommended!
I got sued by a company that had allegedly purchased my student loan debt, but the debt had been bought and sold so many times there was no way for me to be sure what was legitimate. Did this company really own my debt? Was the dollar amount they said I owed even correct? Was this even my debt, or so...
Lisa Jane Espada's Lawyer Endorsements
"I endorse this lawyer. Her answers to questions posted on Avvo are consistently brilliant in the fields of bankruptcy, debt collection, consumer law and litigation."
"The answers of Ms. Espada are consistently accurate, analytic, and customized to the needs of the Avvo askers. These are exactly the qualities that every client would look for when hiring an attorney."
"An excellent lawyer who treats clients with patience, care, understanding, and utmost professionalism - an even better person and I wholeheartedly recommend for future services."
"I endorse this lawyer. The highest quality attorney."
"I endorse this lawyer."
"I endorse this lawyer. Ms. Espada provides a much needed service on Avvo. She donates her time to individuals who are in need of immediate legal answers."
"Lisa is an excellent lawyer who always works hard for her clients. She is knowledgeable and a tireless advocate. You are in good hands with Lisa."
"I refer clients to Lisa because she gets excellent results for her clients. I endorse this lawyer."
"Lisa works hard for her clients, and consumers in general. California consumers are lucky to have her. I endorse this lawyer."
"I endorse this lawyer. Ms. Espada is a very effective and knowledgeable advocate for her clients."
"I endorse this lawyer."
"Lisa Espada is an experienced collection defense attorney who fights for her clients. I am proud to endorse Ms. Espada."
"Although attorney Espada practices on the other side of my principal focus of law practice, her answers on Avvo show a thorough, but balanced, approach to the inquiries posted. I endorse this lawyer."
"Lisa Espada is an intelligent and skilled attorney. I would not hesitate to refer clients to her."
"Top-notch attorney."
"Ms. Espada is an excellent attorney and anyone who hires her is lucky to have her in their corner fighting for them!"
"I endorse Lisa Espada. She is an experienced and skilled litigator with whom I have worked. She excels at communicating with clients, opposing attorneys and the Court. Her knowledge and application of the law is excellent. Lisa is the consumate professional."
"I endorse this lawyer. Attorney Espada is an outstanding attorney with an exceptional reputation. She is a strong and zealous advocate for her clients and is a credit to the legal profession. I highly recommend her legal services."
"I endorse this lawyer. Lisa is hard working, very smart, and cares deeply about her clients. I highly recommend her."
"I endorse this lawyer."
James Michel
Bankruptcy and debt lawyer
Ian Chowdhury
Debt collection lawyer
Frederick Schwinn
Debt collection lawyer
Anna Costa
Litigation lawyer
Marc Pelta
Criminal defense lawyer
Otis Landerholm
Chapter 7 bankruptcy lawyer
Experience
Honors
2019
Outstanding Volunteer Attorney 2018, Justice and Diversity Center
2018
Outstanding Volunteer Attorney 2017, Justice and Diversity Center
2017
Outstanding Volunteer Attorney 2016, Justice and Diversity Center
2016
Outstanding Volunteer Attorney 2015, Justice and Diversity Center
2015
Outstanding Volunteer Attorney 2014, Justice and Diversity Center
2014
Outstanding Volunteer Attorney 2013, Justice and Diversity Center
2013
Outstanding Volunteer Attorney 2012, Bar Association of San Francisco
Work Experience
2012 - Present
Attorney, Law Office of Lisa J. Espada
2004 - 2011
Associate, Levin Simes Kaiser & Gornick, LLP
2002 - 2004
Associate, Brayton Purcell, LLP
2000 - 2002
Associate, Paul & Hanley, LLP
Associations
2015 - Present
National Association of Consumer Advocates (NACA)Member
2012 - 2016
National Association of Consumer Bankruptcy AttorneysMember
2012 - 2019
Queen's Bench Bar AssociationMember
2002 - 2012
San Francisco Trial Lawyers AssociationMember
Education
1999
Golden Gate University School of Law
JD - Juris Doctor
1993
San Francisco State University
BA - Bachelor of Arts
Speaking Engagements
2017
Consumer Project Volunteer Training Program
Pre-Trial Litigation in Consumer Debt Cases
2015
Consumer Debt Defense Roundtable
Statute of Limitations Issues in Debt Collection Cases
Languages
English
Activity
Legal Answers
Legal Guides
Legal Answers
Q&A
What steps should I follow to repair my credit due to a delinquent mortgage?
20 May 2025
Q&A
My bank has frozen my checking, but I have a cashier's check from them I need to cancel. Is there a way to get the cash back?
20 May 2025
Q&A
Can you get in trouble for unknowingly cashing altered checks?
15 May 2025