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About me

With nearly 25 years of legal experience, Carmel & Naccasha LLP Managing Partner and Co-Founder Ziyad Naccasha has extensive background providing strategic counsel in the areas of business and corporate law, litigation, insurance and reinsurance coverage and defense. Ziyad developed much of his diverse expertise working, doing business and living in Chicago for the first 12 years of his career. That experience has been significantly enhanced by his work in San Luis Obispo, the city where he grew up and has had the opportunity to raise his children and work for the last decade. Ziyad’s background handling a variety of complex legal issues and disputes in combination with his portfolio of work makes him exceptionally knowledgeable and approachable when it comes to the legal needs relating to businesses of all sizes.


Ziyad guides domestic and international companies, their shareholders and officers in a variety of matters relating to their formation, business structure, real property, insurance needs, and risk management. He also serves as one of the firm’s litigators, and has extensively litigated commercial, public agency, employment, real property and insurance matters. His unique professional progression gives him an edge in understanding the nuances of both business law and insurance issues.

Ziyad began his law career in insurance defense and coverage, writing and litigating insurance policies and disputes. Practicing in those areas of law introduced him to the broader complexities of business transactional work which he found to be extremely rewarding – helping business and community leaders figure out, sort through and find solutions to the challenges they face. That background and experience equates to a thorough understanding and ability to draft superior agreements which also produce a greater likelihood that those agreements will be upheld in court.

Practice Areas:

  • Corporate & Insurance Litigation

  • Corporate Mergers & Acquisitions

  • Real Estate

  • Land Use

  • Insurance Coverage & Monitoring

  • Municipal Law


Contact info

Carmel & Naccasha, LLP

1410 Marsh St
San Luis Obispo, CA, 93401

Meckler Bulger & Tilson

123 North Wacker Drive Suite 1800
Chicago, IL, 60606


Practice areas


  1. Real Estate: 25%
  2. Litigation: 25%
  3. Insurance: 25%
  4. Commercial Real Estate: 25%


Payment types:

Cash, Check, Credit card

Attorney endorsements

6 total 

Are you an attorney? Endorse this lawyer

  • No photo

    Excellent business development and strategic firm growth skills.


    Jacquelyn Dietrick
    Relationship: Fellow lawyer in community

  • No photo

    Ziyad is a true professional. He has the respect of his colleagues in the legal community and provides excellent representation and advocacy to his clients. Even while leading a busy law firm, he gives his time to numerous community organizations.


    Stephanie Barclay Litigation Attorney
    Relationship: Opposing Counsel on matter


ILActive And Authorized To Practice Law199005/11/2016
We have not found any instances of professional misconduct for this lawyer.
Avvo contributions
Legal answers
Award nameGrantorDate granted
Who’s Who in Professional ServicesPacific Coast Business Times2014
Work experience
TitleCompany nameDuration
PartnerQuerrey & Harrow1998 - 2000
AssociateBlatt, Hammesfahr & Eaton1995 - 1997
AssociateQuerrey & Harrow1990 - 1995
Association namePosition nameDuration
Central Coast Economic ForecastBoard of Directors2014 - Present
Old Mission School Legacy Campaign CommitteeMember2014 - Present
Economic Vitality CommissionBoard of Directors, Board Counsel2011 - Present
San Luis Obispo County Community Foundation Development CommitteeMember2011 - Present
Big Brothers Big Sisters of San Luis ObispoBoard Member2009 - Present
Foundation for the Performing Arts CenterBoard Member, Vice President2008 - Present
San Luis Obispo County Bar AssociationMember2004 - Present
Publication nameTitleDate
Reinsurance MagazineU.S. Legal Review1997
Reinsurance MagazineU.S. Legal Review1996
Notre Dame Journal of Law, Ethics and Public PolicyThe Permissibilty of Routine AIDS Testing in the Health Care Context1990
School nameMajorDegreeGraduated
Notre Dame Law SchoolLawJD - Juris Doctor1990
California Polytechnic State University, San Luis ObispoBusiness AdministrationBS - Bachelor of Science1987