Neil Evan Schwartz

My husband and I went in looking for information, because we were still a little on the fence about bankruptcy, plus my husband is weary of attorneys here in Bakersfield, due to bad experiences. My first impression was, this guy is all business, which is a good thing, right? My husband started to exp...lain the situation at hand, as my husband was talking, he basically cut him off mid sentence and just wanted the facts... which is OK but made us feel immediately uncomfortable, almost like little kids. He told us he could do the bankruptcy but it wouldn't be cheap because the amount of money my husband makes. $2800, flat fee. He got pushy when my husband hesitated. We didn't want to give all the money at once so we decided to make a down payment of $1000. When we went back to his paralegal, she told us we had to pay an extra $400 for re-affirmation paperwork to give to the 2 auto loans we have. When my husband started to get irritated because we were told $2800, she said she would waive the fees..... THIS MEANS IF YOU DON'T SPEAK UP, YOU WILL BE PAYING FOR SOMETHING YOU SHOULDN'T HAVE TO. As we went along through the paperwork, she told us we had to spend everything in our savings and have basically NO money in the bank when it was time to file. When we hesitated, Schwartz would come in and try to re-assure us it was normal and OK. This happened about 3 times. Every time there was hesitation, she would e-mail him and he would pop in to basically steer us back to the bankruptcy solution. PUSHY. We ended up giving the $1000, to get us started, and we had 5 months to pay the rest. We didn't want file anything until July, for financial reasons and they said that would be fine. Less than a week later, our CPA told us it would be a better idea to just pay our debt ourselves and save the bankruptcy in case of job loss or something worse. When my husband contacted them to let them know he changed his mind, they wouldn't give us the $1000 back. They said that they charge $290 an hour and they had already worked on the file for about 3.5 hours. What a load of CRAP. We thought it was one flat fee? We hadn't even given them any information about our bills. Basically all the had was name, social and our car and mortgage information, which we were NOT going to let go. So, now we are out $1000 and my husbands faith in ANY attorney has been lost. My advice to anyone reading this, go elsewhere.

My case was fairly straight forward and I was provided all information necessary that Mr. Schwartz needed to move forward with my case. I found his staff very pleasant and helpful and neither were condescending. This was important to me as the decision to file for bankruptcy was not an easy one for m...e. Additionally, I kept getting calls a couple of years after filing from a collection company and Mr. Schwartz's office staff was helping in resolution.

We were being taxed for over $120,000.00 from the IRS. On money that I only took out of my inheitance fund only $32,000.00. They had taken all my wages and bank accounts. Mr. Schwartz had us file bankrupty, and the garnishment of wages stopped. We won, as the court released us from the debt. Mr Sch...wartz was very positive this would happen. Also His Assistant is very good at her job.

I was treated with respect and was well informed by Neil Schwartz's staff at every step. At my hearing I was told what to expect and I would tell anyone that needs a bankruptcy to see Neil Schwartz before calling any other Lawyer. Mr. Schwarz is professional and personal. Even though it was a hard... thing to do Neil made it seem very simple, even though it is not. I strongly recommend Neil Schwartz to everyone in Bakersfield.