Call me today for an absolutely free, no-obligation consultation.
Some firms file a lot of Chapter 7 cases but seem to not explain or offer their clients the option of a Chapter 13 bankruptcy, which can help you bring pastdue mortgage payments current, "strip off" unsecured second mortgages, pay pastdue taxes and child support/alimony, stop lawsuits, etc. Chapter 13 is also very helpful for people who make too much money to qualify for a Chapter 7 or too many assets that they might lose in a Chapter 7 case.
I have meet with many people who had either met with one of the attorneys who only do Chapter 7 and who had not been advised of the advantages of filing a Chapter 13. Fortunately, I could still help those people keep their homes and reorganize their debts. Others have come to me after their filed a Chapter 7 through one of these "Chapter 7 only firms" and it is so difficult to have to explain to them that they could have kept their home if they have been given a comprehensive consultation and been given all of their options before filing.
I will explain all of your options, including Chapter 7 or Chapter 13 bankruptcies. We will review your financial information, including income and assets and develop a plan that can help you get a fresh start in a Chapter 7 bankruptcy or reorganize your debts in a Chapter 13 reorganization plan which is tailored just for you.
I have offices in Ventura, Santa Barbara, Bakersfield, and Woodland Hills. If you prefer, you can contact me by email at or through my website at .
I started my practice in Bakersfield and enjoy going there every week to meet with clients and attend hearings. I moved to Ventura in 1992 and have an office conveniently located by the Ventura Harbor. I also see clients in Woodland Hills and Santa Barbara near the Bankruptcy Courts where I practice in those locations.
I represent debtors exclusively in Consumer and Small Business Bankruptcies, and have represented 1000's of clients since 1991.
My goal is to provide the highest quality service possible to people who been suffering with debts they cannot afford to pay for years. Whether the problems started with the loss of a job or overtime, illness, divorce, or just not the greatest financial planning, there is hope. There are very few people that I cannot help with either a Chapter 7 or Chapter 13 bankruptcy.
Bankruptcy us not a bad word. It is a very helpful process to get your financial life back on track.
The call is free. The consultation is free. you will always meet with me, never a paralegal or other assistant. Most of my work is done on a "flat fee" basis and you will receive a written fee quote before you leave my office.
Call today and learn how we can help more information you can bring with you, the more helpful I can be to you. Proof of income (paystubs, etc.) for the six months prior to filing and a recent credit report (every year you can get a free credit report from ) and foreclosure notices, lawsuits, letters from the IRS or FTB are helpful.