Susan Jane Salehi

Call me today for an absolutely free, no-obligation consultation.

Some firms file a lot of Chapter 7 cases but seem to not explain or offer their clients the option of a Chapter 13 bankruptcy, which can help you bring pastdue mortgage payments current, "strip off" unsecured second mortgages, pay pastdue taxes and child support/alimony, stop lawsuits, etc. Chapter 13 is also very helpful for people who make too much money to qualify for a Chapter 7 or too many assets that they might lose in a Chapter 7 case.

I have meet with many people who had either met with one of the attorneys who only do Chapter 7 and who had not been advised of the advantages of filing a Chapter 13. Fortunately, I could still help those people keep their homes and reorganize their debts. Others have come to me after their filed a Chapter 7 through one of these "Chapter 7 only firms" and it is so difficult to have to explain to them that they could have kept their home if they have been given a comprehensive consultation and been given all of their options before filing.

I will explain all of your options, including Chapter 7 or Chapter 13 bankruptcies. We will review your financial information, including income and assets and develop a plan that can help you get a fresh start in a Chapter 7 bankruptcy or reorganize your debts in a Chapter 13 reorganization plan which is tailored just for you.

I have offices in Ventura, Santa Barbara, Bakersfield, and Woodland Hills. If you prefer, you can contact me by email at or through my website at .

I started my practice in Bakersfield and enjoy going there every week to meet with clients and attend hearings. I moved to Ventura in 1992 and have an office conveniently located by the Ventura Harbor. I also see clients in Woodland Hills and Santa Barbara near the Bankruptcy Courts where I practice in those locations.

I represent debtors exclusively in Consumer and Small Business Bankruptcies, and have represented 1000's of clients since 1991.

Bankruptcy us not a bad word. It is a very helpful process to get your financial life back on track.

The call is free. The consultation is free. you will always meet with me, never a paralegal or other assistant. Most of my work is done on a "flat fee" basis and you will receive a written fee quote before you leave my office.

Call today and learn how we can help more information you can bring with you, the more helpful I can be to you.   Proof of income (paystubs, etc.) for the six months prior to filing and a recent credit report (every year you can get a free credit report from ) and foreclosure notices, lawsuits, letters from the IRS or FTB are helpful.