Michael Eugene Ripley

Mr. Ripley represented me and took the time and extra effort to understand my case and gather information. He met with me several times to ensure he had all the facts. He took the time to collaborate and follow through with everything he said he would do. When he received documents the afternoon befo...re we were to appear in court he spent several hours reviewing this information. This went into the late evening. He was dedicated and committed to ensuring that all of my questions were answered and all of the information was accurate. He took the time to walk me through every step of the process and made himself available for questions. I am very grateful for his services and professionalism.

I contacted the office of Michael Ripley based on all the peer reviews I had read. Now I know firsthand, where the five stars come from. Above and beyond is the simple two words to convey the level of work this office, Nelia Castro, Jennifer Kiss and Becky, have done to settle my 2nd lien and modif...y my first with Wells Fargo, jumbo loan. I had initally hired the staff to help me modify my first but out of the blue the 2nd lien, returned after over 5 years of no contact. Their last information saying they had written off the loan. However, 2nd liens can come back and will, once you have some equity. I would strongly encourage anyone, not to wait, because the 2nd started foreclosure as soon as the equity was enough that they would get something out of us. Nelia can be direct when she needs to be but she, Jennifer and Becky are so compassionate. Like a light at the end of a very very long dark tunnel. Listen to them! This level of work takes a considerable amount of time and knowhow and the time and knowledge more than outweighs the compensation. They are a law firm and will need to be compensated as such so they can stay in business and have a life themselves. Going into this, you need to realize that it is ultimately the homeowners creation of their situation at some point along the way and be willing to accept this, fully. That will be the only way you will get through this. Look at the big picture and do not get caught up in the minutia of the cost, interest rate, submission of documents and trust this law firm will give you an honest view of the situation, whether you like it or not. We had to borrow, sell, rent a room to make this happen but we were comitted to keeping our home. The staff at Michael Ripley law stuck with us for a long time, all the long way through. I hope this office is able to stay in business. Homeowners desperately need their help and guidance because there is just no one else to turn to. If you are in our shoes, give a call. Get that consultation. Even if you jumped through the hoops, got all the docs in on time, had the right income, it is still up to the investor to make the final decision and there is no one that has control over that but them, not us, not the law office. If you are reading this, you probably sit where we did over a year ago. It was our 2nd mod, the first 4 years ago. It is a difficult process but with the help of this office it will give you insight to making the best decisions. Good luck!