Michael Eugene Ripley

Like so many people these days, we had some financial issues. Instead of losing our home, we decided to engage in a loan -modification program with our mortgage company. The mortgage company told us in order to qualify for the program we must stop paying the mortgage. Even though this made us uncomfo...rtable, we blindly followed their advice. This turned out to be a HUGE mistake. We took it upon ourselves to work directly with the mortgage company. It was our worst nightmare. We got the run around. They were constantly losing our paperwork and needed the same information over and over. After this went on for about 9-10 months, we received a notice in the mail that our house was in foreclosure!!! We were completely beside ourselves. The mortgage company was going to take our home. We were so upset. Then a friend suggested that we talk to the Law Offices of Michael Ripley. This was the best advice ever given. We met with the team for an initial consult and decided immediately to hire them to represent us. They stopped the foreclosure process and got the loan modification process on track. We really believe that our loan modification case was one of the most challenging. During the process the mortgage company sold our loan to an new company. However, regardless of all of the obstacles we encountered during the process, Michael Ripley's team were able to overcome them. In September of 2014, we received a loan modification agreement. Our trial was for 6 months. Then in April of 2015 our trial loan was converted in a regular mortgage agreement. We are so grateful for all the team did to save our home. If you are reading this and are considering a loan modification or are currently working with your mortgage company on a loan modification, we suggest you contact the Law Offices of Michael Ripley. There are so many unknown factors that are involved in how a mortgage company approves a loan modification. If we had not hired the Law Offices of Michael Ripley, we would have lots our home.

After receiving several threatening letters from attorneys regarding money owed for HOA fees and a property (reverse mortgaged) as part of my father's estate, Mike helped show me how to disclaim interest in the property and therefore not be subjected to all these fees. He crafted a letter that I sent... to the respective attorneys and I finally stopped getting the harassing and threatening letters.