What is the best way to approach a loan modification in california?

Here is information on HAMP, help on how to apply http://www.makinghomeaffordable.gov/programs/lower-payments/Pages/hamp.aspx Also, you may have...

You are correct written contract statute of limitation is 4 years in California. You can send them a cease and desist letter as well. Here is...

When do I file proof of claim for student loan?

It is up to the creditor to file a proof of claim. If they don't do this but you have properly listed them as a creditor with correct address...

Is it possible to go through the bankruptcy process if you do not have a permanent job and only work temporary jobs (these jobs

The majority of your debt is student loans and unfortunately to obtain a discharge of student loan debt, you would need to prove "undue hardship". ...

Lenders attorneys dismissed my foreclosure four months after chapter 7 discharge.

there are a number of requirements to be eligible for HAFA. Here is a link to some...

Chapter 13 Dismissal

You can file again as soon as dismissal order is entered. However, beware of § 362(c)(3), which provides that if a Chapter 7, 11,or 13 case is...

Particularly if you own any real estate it's better to file before the judgment to avoid having to avoid a lien on the property, it's an extra step...

Yes, the federal exemptions are listed on schedule C.

Does the lanlord have to pay for animal accomidations and laundry. and what would they have to pay for major mold repairs.

Whether you can use the food or wash down dishes and bedding is a question for someone knowledgeable on mold. Perhaps you can ask for advice the...

Can a collection agency add interest to your old credit card debt?

Typically a credit card agreement spells out the kinds of costs that can be added onto the existing balance in the event of a default. Yes, that...

Selected as the best answer