i recieved a call today about a payday loan that was taken out in 6-8-2007 and charged off on 10-8-2007. they said the original amout was for roughly $380 and now if i dont pay $500 they will sue me for $1987. I believe the S.O.L is 4 years in California is this true.. can I tell them to stop calling me. The are calling me from a different company than what they said the debt was incured. so I believe they purchased the debt. I havent ammited to it since it was so long ago I dont evenb remeber it.