In Colorado, can I ask a creditor to validate a debt after a judgment was made against me?

Only possible option to explore to get out is bankruptcy. Talk to your local Bankruptcy attorney.

Bankruptcy, can I file

Someone with no income with very limited assets evidencing inability to pay court filing fee can typically get a court fee waiver.

Rented apartment utilities in dispute

Agree with other counsel, but if the $200 includes water it might be good idea to ask your landlord to check for leaks. You shut off the main...

How will my half of a JTWROS property be affected if my partner (not a spouse) files for Chapter 7 without my knowledge?

There is not enough here to answer the question. There could be absolutely no affect at all if the equity in the property, if there is any, is...

Mortgage with FHA loan. Seller (FHA) DID NOT DISCLOSE major damages, and "hid" those facts during the sale. Mortgage Fraud? HELP

Please do not delay, consult a local real estate attorney immediately. This is not something you can resolve by posting here. Either use the Avvo...

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Truck was repossessed by the bank few days ago. I'm looking to file chapter 13 next week.

Ms. Stencel answered your question thoroughly so I have nothing useful to add to it. However, I can add that if you do not want the truck back...

What is the process of repaying family & friends during a bankruptcy process?

Why take chances and muddy up your case? List them all and you may pay voluntarily anyone you want after the case closes. Instead of paying your...

T be more precise, it is not that the debt is presumed to be non-dischargeable debt. Usage of credit 90 days prior to the filing shifts the burden...

Why was our Student loan and car loan added to our ch13 ?

There is nothing improper about putting the student loans and the car payments into the Chapter 13 plan. Whether a 100% repayment on unsecured...

I want to File for Chapter 7 on around $14,000 of Credit Card debit.

$5,000 on its own is not a problem, but the result could be different depending on what else you own. Tax refunds, rights to sue someone, debt...