Kathryn Ursula Tokarska's Answers (1397)

Archived

What to do about a Summons from Citibank for a credit account over 29,000. What are they going to do to me?

Kathryn's answer | Answered on November 16, 2009

You do not need to respond, unless you are disputing the debt such as if the debt is not actually yours or if the alleged owed balance doesn't...

Archived

If you are serve a summons for a debt, credit card, you have 20 days to response what is the predures. No response to summons.

Kathryn's answer | Answered on November 16, 2009

Most debtors do not respond. A response would be necessary if you are disputing the debt such as (1) the alleged balance is incorrect (2) the debt...

Archived

Does a creditor have the right to ask for a certain payment amount if you are already paying what you can?

Kathryn's answer | Answered on November 16, 2009

Unfortunately, unless there is some contract in place between the two of you that dictates the payments, most likely yes. I would call them...

Archived

What happens if one of the addresses on my list of creditors is wrong and I have already filed bankruptcy?

Kathryn's answer | Answered on November 16, 2009

You may need to file a petition Amendment. Each jurisdiction may have own local rules about how to do that. In Southern California there are two...

Archived

How do I dispute a lending institution who I feel has unfairly reported me to a credit agency?

Kathryn's answer | Answered on May 04, 2009

Write a letter to lender. Give them some time to fix the problem. If within 30-60 days it is still there, contact the reporting agency and file the...

Archived

Can I get medical bills taken off my credit with a collection agency? Do I have a legal leg to stand on to sue them? How?

Kathryn's answer | Answered on May 04, 2009

There is no such thing as a debtor's prison. The creditors have a right to get a judgement in court. Then they will try to collect, but you must...

Archived

Recently me and my wife filed a chapter 13 (2007) the lawyer talked us into the 13 to keep our vehical we want to change to a 7

Kathryn's answer | Answered on May 04, 2009

If you fail out of the chapter 13, then to do chapter 7 you must file a new petition and pay filing fees. If you convert to chapter 7 you pay...

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