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Octavio Cardona
About Octavio
Biography
Mr. Cardona-Loya has been at the forefront of litigation against mortgage servicers since the economic collapse in 2008. He primarily focuses on representing consumers in their claims against mortgage servicers and debt collectors. He has stopped numerous foreclosures, obtained loan modifications with principal reductions, and obtained favorable and well-known court rulings under the Home Affordable Modification Program. He also brings experience in other areas of practice including immigration, personal injury, medical malpractice, and estate planning.
Awards
California Western School of Law
Dean’s Scholarship for Ethnic and Cultural Diversity
Academic Achievement Award for Counter-Terrorism in the Post-9/11 World
Academic Achievement Award for Advanced Legal Research and Writing
State Bar of California Wiley W. Manuel Award for Pro Bono Services, 2007
Dean’s Honor List, Spring 2006
University of San Diego
Phi Beta Kappa, 2004
Publications
Medicare to Cut Physician Journal of Biolaw and Business, Vol. 10, No. 1, 2007.
Speaking Engagements
Defending Collection Lawsuits – 2010
Defending Foreclosures – 2008
Admissions
State Bar of California
United States District Court, District of California – Southern District
United States District Court, District of California – Central District
United States District Court, District of California – Eastern District
United States District Court, District of California – Northern District
Education
California Western School of Law, J. D., cum laude, 2007
University of San Diego, B. A., magna cum laude, 2004
Practice Areas
6
Practice Areas
Fees and Rates
Cost
Payment Methods
- Cash
- Check
- Credit Card
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Chat withLicenses
Licensed in California for 18 years
State: California
Acquired: 2008
No misconduct found
Location
Law Offices of Octavio Cardona
3130 Bonita Rd Ste 200-B, Chula Vista, CA, 91910
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Octavio Cardona's Reviews
Avvo Review Score
6 Client Reviews
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Showing 1 - 1 of 1 review | Punctuality
Posted by Ben | June 26, 2016 | Hired Attorney | Debt Settlement
Happy to recommend Octavio!
I had the pleasure working with Octavio (aka Vito). He represented me in a major credit card company case and I'm very happy with the results. He was always prompt, patient and very clear about the process. I'll recommend him again and again. Thanks Vito!!
Octavio Cardona's Lawyer Endorsements
"I endorse this lawyer."
"I have referred several of my bankruptcy clients to Mr. Cardona for help suing their creditors. Some creditors really harass people, which is often times illegal under the Fair Debt Collection Practices act and The Rosenthal Act. Mr. Cardona is very familiar with these laws and has obtained thousands of dollars for my clients. I do not hesitate to recommend him."
Jeremy Golden
Unknown lawyer
Experience
Honors
2007
Wiley W. Manuel Award for Pro Bono Services, State Bar of California
2004
Dean’s Scholarship for Ethnic and Cultural Diversity, California Western School of Law
Work Experience
2010 - Present
Partner, Golden & Cardona Loya, LLP
Associations
2008 - Present
State Bar of CaliforniaMember
Sample of Legal Cases
Alejandre v. Genpact Services LLC
Plaintiff's Verdict
Education
2007
California Western School of Law
JD - Juris Doctor
2004
University of San Diego
BA - Bachelor of Arts
Speaking Engagements
2010
Debt Collection Defense
Debt Collection Defense
2008
Defending Foreclosures
Defending Foreclosures
Publications
2007
The Journal of Biolaw and Business
Medicare to Cut Physician Reimbursements.
Languages
Spanish