What are my options? Can I press charges against the person who rammed my car even if there was no damage?

She might claim that she stopped and you rear-ended her. I hope you have some witnesses. What happened after she backed up into your car? Did...

Go to the county recorder's office and run a search, just to make sure.

My lender issued me a 1099-C for unpaid credit card debt. Can I now safely have a checking account with them?

Just because a lender has issued a 1099-C doesn't mean that the debt can no longer be collected upon. They can charge it off and turn it over to a...

Judgement collector question

As far as setting aside the default, you will need to speak with a debt collection defense attorney. Since there is no equity in the house, you...

Will I be held liable to pay the balance of the account if he files for bankruptcy because I'm the secondary card holder?

If you were a joint account holder, you will still be liable to pay the debt, even if your ex files a bankruptcy petition. If you are not able to...

Can Trans Union report as this has been reported? I will be homeless if this is what people will have to look at

You probably need the assistance of a credit repair attorney to go over your credit report with you. The consultation will be free. If the public...

How can I check my toddler daughters credit and if it is fraudulently used how can I go about fixing and protecting

You should take steps now to protect your child. Child identity theft is on the rise, so I would be concerned. Trans Union has a service that can...

Do I have to pay a past due balance if I was never sent a bill?

I would argue that they have to waive all late fees and penalties. If they gave you service, you have to pay for the service, but if they attempt...

What experience dose an attorney have could help me better for such type of claim?

I would want to know if anyone was injured. If so, you definitely need the assistance of a personal injury attorney.

Can I remove a collection agency from my credit score?

You need to ask the debt collector to validate the debt. You also need to dispute the tradeline with all three credit reporting agencies as debt...