Receiving 10 calls a day definitely sounds like a 1692d violation under the RFDCPA. If they're calling you before 8:00 a.m. or after 9:00 p.m.,...

Can a creditor just add 2500.00 in fees to your mortgage statement and then not explain them during Ch 13? Atty maxed out.

The original fees charged by a bankruptcy attorney usually cover all the work up to confirmation of the chapter 13 Plan. After plan confirmation,...

How do I disbute a collector, that is refusing to believe me and will not let me send them proof.

You need to initiate a dispute with all all three credit bureaus. Click on the link below to see a sample dispute letter that you can use as your...

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Is it legal in Washington State for a church to loan large sums of money to a congregation member?

I agree with both the answers. Your best bet, if you can't afford an attorney, is to contact the Trustee appointed to the case. Has this person...

Can / will debt collection agency sue me for a loan that was on a forclosed home in CA?

If the loan that was foreclosed on is a loan that was obtained for the purpose of purchasing the property, then no deficiency is allowed. See CCP...

The dental balance is over ten years old, but not on credit report. What do we do?

I wouldn't worry too much about this bill. The statute of limitations in TN is 6 years for written and oral contracts. While the collection...

I NEED A SAN DIEGO Bankrupty and Debt Collections Attorney! Violations of the FDCPA and discharged debt from 2005 Chp 7 HELP!

Not only do you have a legitimate FDCPA claim, you may well have an FCRA claim against these entities. I do not practice in San Diego, but I would...

Chapter 13. Can I pay off less than 100% of student loan & be liable for nothing on the student loan after the 13 discharge?

Student loans are generally non-dischargeable unless you can pass the Brunner test. It's a rigid test, and keep in mind that you will most likely...