What to do now???

Bankruptcy is an option, but I wish you had talked to an attorney before American Express got a judgment against you. That judgment is going to...

What should I settle for?

You will not have to pay out-of-pocket fees to a Personal Injury attorney. If you hire a competent PI attorney, you will walk away with more...

Can I cite that 11 USC SEC 1301 protects me under the codebtor stay against negative credit reporting?

This is an interesting issue and will have to be dealt with through an FCRA lawsuit. I doubt you will get anywhere with disputes. Talk to an...

I was involved in a hit and run. what do I do? I want more than just the damages to my car fixed.

Do you have uninsured motorist coverage? If this guy is nowhere to be found, or if he is found and he does not have insurance, you want to file a...

What should the settlement letter include to make sure I'm covered?

If they collection agency harassed you, you may have a viable cause of action against the collection agency, and you can use that as leverage to...

AT&T is notorious for improper billing practices. Your father has waived his right to a civil jury trial and his claims will have to be arbitrated....

My car isn't payed off yet,but when it is payed off can the creditors take my car to pay off my credit cards?

If you're being harassed by a creditor or debt collector, make sure to speak with a consumer protection attorney. You will be very happy you...

What can I do to clear my involvement with this account and not have this debt under my name.

Send the debt collector a debt validation request. Reach out to an attorney if you need help putting together a debt validation request. They are...

Can the bank/debt collector go after my parents because they made payments on my private student loan? I am the only signatory.

Simple answer is No. There is no contractual relationship between them and your parents. If they do attempt to collect from your parents, call a...

My question is if I don't pay can they sue me it's been 4 years and I was told that the time can start over for SL.

Make sure that you get an agreement from this debt collector in writing, that they will remove the tradeline from your credit report.