Questions answered by Arash Arjang

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How long can collection agencies post unpaid debts on your credit report.

Arash's answer | Answered on April 26, 2016

I would also like to note that this debt collector may have already violated your rights under the Fair Debt Collection Practices Act. You need to...

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Am I asking for too much, it's only $400 difference.

Arash's answer | Answered on April 13, 2016

Without having seen your medical bills, I just want to add that often times, you will end up walking away with more money in your pocket even after...

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What are my rights? What's the most and least percentage they can make me pay? What's the best way to fight it?

Arash's answer | Answered on April 11, 2016

If you're being harassed by the debt collector or creditor, you definitely want to speak with a Consumer Protection Attorney. A bankruptcy...

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Can i fight off some of the charges even though i was uninsured at the time of the accident.

Arash's answer | Answered on April 06, 2016

I would ask for proof of all their damages. If they prove that they actually spent all that money, you would have to reimburse them. If you do...

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Whats the best way to settle this? Who can we contact for debt settlement?

Arash's answer | Answered on April 04, 2016

Are these debt collectors harassing you? If they are, you definitely need to speak with a Consumer Protection attorney. You should learn about...

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Does anyone know where I can find more information on the new California homestead exemption 2016?

Arash's answer | Answered on April 01, 2016

Below is the link to form EJ-156, showing the new amounts, effective April 1, 2016.

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Is telling a loan place your are not legit company illegal. can i get sued?

Arash's answer | Answered on March 31, 2016

Google their number and see what others have said about the outfit. It sounds like a definite scam. Report them to the FBI and the CFPB.

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Writing letter to a creditor saying they are in violation of the bankruptcy code because I received discharge. dischargCitation?

Arash's answer | Answered on March 29, 2016

I just want to add that you may already have an FDCPA violation on hand if they tried to collect from you, knowing that you received a discharge. ...

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Debating between debt consolidation and chapter 13. Filed for chapter 7 in 2013. How quickly to file if bk is the right one

Arash's answer | Answered on March 26, 2016

If you filed a 7, you have to wait 4 years before you can file a 13. If you're being harassed by debt collectors, talk to a consumer protection...

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What is the statute of limitations on collecting a credit card debt in California

Arash's answer | Answered on March 26, 2016

The statute is 4 years. If they are trying to collect a time barred debt, they are most likely violating your rights. A consumer protection...

Arash Arjang's Answers (88)

How long can collection agencies post unpaid debts on your credit report.

Am I asking for too much, it's only $400 difference.

What are my rights? What's the most and least percentage they can make me pay? What's the best way to fight it?

Can i fight off some of the charges even though i was uninsured at the time of the accident.

Whats the best way to settle this? Who can we contact for debt settlement?

Does anyone know where I can find more information on the new California homestead exemption 2016?

Is telling a loan place your are not legit company illegal. can i get sued?

Writing letter to a creditor saying they are in violation of the bankruptcy code because I received discharge. dischargCitation?

Debating between debt consolidation and chapter 13. Filed for chapter 7 in 2013. How quickly to file if bk is the right one

What is the statute of limitations on collecting a credit card debt in California