Louis Jay Esbin

Louis Jay Esbin

also known as Lou Esbin

5.0
Rating: 7.0

Licensed for 40 years

Bankruptcy and debt Lawyer at Valencia, CA
Practice Areas: Bankruptcy & Debt, Chapter 11 Bankruptcy, Corporate & Incorporation ... +2 more

25115 Avenue Stanford, Suite A201, Valencia, CA

This lawyer was disciplined by a state licensing authority in 2025
See Details

About Louis

Biography

Practice Areas

5

Practice Areas

Bankruptcy and Debt 30%

Representation of debtors in all bankruptcy cases with emphasis on mortgage, deed of trust and foreclosures, as well as leading expert in the area of property valuation and lien avoidance in the course of personal reorganizations; representation of sole proprietors in the course of reorganizing through Chapter 13 with emphasis on business planning and transition to operating as a corporate entity. Experience includes representing secured creditors and judicial clerkship.

41 years | 2,000 cases

30%
Chapter 11 Bankruptcy 20%

Representation of creditors in complex Chapter 11 cases; representation of debtors in residential and small business reorganizations with emphasis on mortgage, deed of trust and foreclosures, commercial litigation. Career experience representing secured lenders and experience in course of judicial clerkships.

41 years | 250 cases

20%
Corporate and Incorporation 20%

Representation of small start up corporations with emphasis on business formation and modeling based upon "How Not to Fail," using insolvency and bankruptcy experience to guide clients to use cash basis accounting to manage business development and minimize use of credit only where cash flow can benefit sufficiently in excess of debt service.

41 years | 100 cases

20%
Chapter 13 Bankruptcy 15%

Representation of debtors in Chapter 13 cases with emphasis on mortgage, deed of trust and foreclosures, as well as leading expert in the area of property valuation and lien avoidance in the course of personal reorganizations; representation of sole proprietors in the course of reorganizing through Chapter 13 with emphasis on business planning and transition to operating as a corporate entity. Experience includes representing secured creditors and judicial clerkship.

41 years | 2,000 cases

15%
Chapter 7 Bankruptcy 15%

Representation of debtors in the course of personal, as well as corporate liquidations, with emphasis on business planning to enable owners to realize full benefit of business liquidation and closure of business. Career experience representing secured lender, as well as representing creditors seeking nondischargeability and trustees. Experience includes judicial clerkships.

41 years | 2,000 cases

15%

Fees and Rates

Cost

Hourly Rates

$ 550-750 per hour

Retainer

Always


Payment Methods

  • Cash
  • Check
  • Credit Card

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Licenses

Licensed in Connecticut for 27 years

State: Connecticut

Acquired: 1998

Active

Licensed in California for 40 years

State: California

Acquired: 1985

Active

Lawyer disciplined by state licensing authority in 2025

Location

Law Offices of Louis J. Esbin

25115 Avenue Stanford, Suite A201, Valencia, CA, 91355

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Louis Jay Esbin's Reviews

Avvo Review Score

5.0 /5.0

9 Client Reviews

5 star (9)
4 star (0)
3 star (0)
2 star (0)
1 star (0)

Posted by anonymous | March 10, 2022 | Hired Attorney

This review is from a person who hired this attorney.

Excellent Service

Louis and Linda are fantastic - great communication, knowledge and experience! They are compassionate and explain in detail the process and what to expect as they go through it with you. I felt extremely confident in them and highly recommend their services.

Posted by Myrna | March 9, 2022 | Hired Attorney

This review is from a person who hired this attorney.

Best Lawyer and Paralegal

My process of getting rid of my headaches was elevated because of Atty. Esbin. Now I can sleep without any worries. Linda is the best. I can disturb her anytime if I have questions and paper works that needed immediate attention. I highly recommend Atty. Esbin

Posted by Gene | May 24, 2014

Lou Esbin is Fantastic

I wanted to compliment Lou Esbin for a wonderful Job he does. He is a pleasure to work with and a true professional. I am so glad that I was introduced to him and will recommend him whenever the opportunity arises.

Posted by anonymous | October 28, 2012

The Best Attorney

Mr. Esbin took a stressful situation and making it as smooth as possible. He simply looked at what needed to be done and took care of it. Our chapter 13 was more complicated than most, but he handled everything and throughout the process left us feeling confident that they were on top of things. He ...never made you feel like you were alone, never feeling like it is your entire fault and never ever feeling ashamed. Mr. Esbin was always available for your stupid questions, to intelligent questions. Nothing was too small or big. Our calls were answered very promptly or by email. The office staff was all sympathetic, profession, friendly, throughout and highly efficient. They worked very hard. Mr. Esbin is very knowledge of the State Law/Bankruptcy Law and knows his litigation well. He worked very hard and did a fabulous job for us. A very important factor is the fee. Mr. Esbin is up front with the fee, and never overcharges with unnecessary fees, or any hidden fees. This is very important. Mr. Esbin truly works hard for you. Mr. Esbin is not like any other attorney that only cares about your money. He answered all our questions in detail, and gave us advice how to situate our problems. Bankruptcy is nothing anyone wants to go through, but now we feel that we have a new start and can move past our mistakes. We really owe our financial future to Mr. Esbin. I would recommend Mr. Lou Esbin to anyway with no hesitation. Patti F.

Posted by Adam | August 2, 2012

Simply the BEST!!!

Mr. Esbin is amazing! Kept me informend on everything that was going on. When you are going through legal matters it is easy to get stressed and forget things and Mr. Esbin always followed up on everything which was great! I definitely recommend Mr. Esbin!

See All Client Reviews

Louis Jay Esbin's Lawyer Endorsements

Endorse Louis
Roger H Doumanian headshot
Roger Doumanian

Bankruptcy and debt lawyer | Mar 12

Relationship: Worked for lawyer

"Louis Esbin is a reliable and experienced attorney, a wonderful mentor, and an excellent teacher. I was fortunate enough to work for his law firm, where I learned a great deal about the legal profession and discovered my passion for business law."

Steven Howell Marcus headshot
Steven Marcus

Bankruptcy and debt lawyer | Oct 08

Relationship: Worked together on matter

"Mr. Esbin's expertise in this area is unparalleled. His commitment to clients and his near photographic memory of the law make him a powerhouse in the Federal Court system."

William Earl Winfield headshot
William Winfield

Chapter 11 bankruptcy lawyer | Feb 11

Relationship: Opposing Counsel on matter

"Lou works very hard for his clients."

Daniela P. Romero headshot
Daniela Romero

Bankruptcy and debt lawyer | Feb 11

Relationship: Fellow lawyer in community

"I endorse this lawyer. Lou is a highly knowledgeable attorney, especially in the areas of bankruptcy and real estate. As an attorney in the community, I appreciate that he is always willing to answer questions and help those of us who have less knowledge than he does. He's published a book through the Continuing Education of the Bar (CEB) that is a go-to book for other attorneys. If you're in the market for an attorney in his area--run, don't walk to his office. [P.S., this is an unsolicited endorsement from someone who has benefited from Lou's knowledge. Thanks for caring enough to help others!]"

Mark Markus headshot
Mark Markus

Bankruptcy and debt lawyer | Feb 10

Relationship: Fellow lawyer in community

"I've known Lou for many years. He is bright, personable, and a very well-respected bankruptcy attorney. I heartily endorse him,"

John Leo Greifendorff headshot
John Greifendorff

Bankruptcy and debt lawyer | Aug 27

Relationship: Fellow lawyer in community

"I endorse this lawyer. Lou Esbin is a standard for other attorneys. I look to him as an example. He is in the circle of the very best at what he does."

Rex Julian Beaber headshot
Rex Beaber

Bankruptcy and debt lawyer | Jul 30

Relationship: Fellow lawyer in community

"I endorse this lawyer without reservation. I do not practice before Bankruptcy courts, and, accordingly, I need an attorney to represent my clients when Bankruptcy issues arise. Esbin has helped my clients efficiently, with integrity, and at the highest level of professionalism."

View All Endorsements
William Earl Winfield headshot
William Winfield

Chapter 11 bankruptcy lawyer

James Thomas Neavitt headshot
James Neavitt

Family lawyer

David Alan Tilem headshot
David Tilem

Bankruptcy and debt lawyer

Gina G. Macdonald headshot
Gina Macdonald

Estate planning lawyer

Rex Julian Beaber headshot
Rex Beaber

Criminal defense lawyer

Experience

Rating:  7.0 (Very Good)

Professional misconduct

This lawyer was disciplined by a state licensing authority in 2025.

Discipline with Actual Suspension issued in CA, 2025

updated on 04/03/2025

This sanction means the attorney lost his or her license to practice law for a period of time. The attorney typically returns to practicing law when the suspension expires.

Honors

2021

Super Lawyer - Bankruptcy/Debtor/Creditor, Southern California Super Lawyers

2020

Super Lawyer - Bankruptcy/Debtor/Creditor, Southern California Super Lawyers

2019

Super Lawyer - Bankruptcy/Debtor/Creditor, Southern California Super Lawyers

2018

Super Lawyer - Bankruptcy/Debtor/Creditor, California Super Lawyers

2017

Super Lawyer - Bankruptcy/Debtor/Creditor, California Super Lawyers

2016

Super Lawyer - Bankruptcy/Debtor/Creditor, California Super Lawyers

2015

Super Lawyer - Bankruptcy/Debtor/Creditor, California Super Lawyers

2014

Super Lawyer - Bankruptcy/Debtor/Creditor, California Super Lawyers

2013

Super Lawyer - Bankruptcy/Debtor/Creditor, Super Lawyers Magazine

2012

Best Bankruptcy Lawyer, The Signal Newspaper

2012

Super Lawyer - Bankruptcy/Debtor/Creditor, Super Lawyers Magazine

2011

Best Bankruptcy Lawyer - Santa Clarita Valley, The Signal Newspaper

2010

Best Bankruptcy Lawyer - Santa Clarita Valley, The Signal Newspaper

2009

Commissioner, California State Bar - Bankruptcy Law Advisory Commission

2008

Paul Harris Fellow, Rotary International

2008

Best Bankruptcy Lawyer - Santa Clarita Valley, The Signal Newspaper

N/A

Certified Bankruptcy Specialist, State Bar of California, Board of Legal Specialization

Work Experience

1993 - Present

Owner, Law Offices of Louis J. Esbin

1991 - 1993

Senior Associate, Smith & Smith

1989 - 1991

Senior Associate, Rosen, Wachtell & Gilbert

1987 - 1989

Associate, Neisar, Cecchini & Ellersdorfer

1986 - 1987

Associate, Wyman Bautzer Kuchel & Silbert

1985 - 1986

Law Clerk - Hon. Samuel Bufford, United States Bankruptcy Court - Central District of California

1984 - 1985

Law Clerk - Hon. Cameron Wolfe, United States Bankruptcy Court - Northern District of California

Associations

2015 - 2016

Santa Clarita Valley Rotary Club

President

2009 - 2013

Bankruptcy Law Advisory Commission - California State Bar Board of Legal Specialization

Chair - Public Outreach Committee

2008 - 2009

Central District Consumer Bankruptcy Attorney Association

Founder/President

2004 - 2005

Santa Clarita Valley Bar Association

Founder/Treasurer

Sample of Legal Cases

In re Smith

Court of Appeals Affirmed Bankruptcy Court - debt limit exceeded.

In re Lasky

Claims Objection Sustained and Overruled - Bankruptcy Code Preempts Fair Debt Collections Practices Act

In re Guastella

Chapter 13 Case dismissed as filed in bad faith.

In re Dynamic Brokers

Chapter 11 Plan confirmed

See More Legal Cases

Education

2008

Straus Institute of Dispute Resolution, Pepperdine School of Law

Mediation - Certificate

1984

Golden Gate Univ SOL

JD - Juris Doctor

1981

SUNY Albany

Bachelor of Science

Speaking Engagements

2012

Lou Esbin is "The Debt Doctor"

Current Economic Trends in Business and Real Estate

2011

Town Hall Meeting - October 11th - Burbank Library

Bankruptcy - Foreclosure - Short Sales

2011

Sessions with Certified Specialists - October 11th - Robal Building, LA, CA - Rm 1268

CM-ECF and LOU Filing

2009

Central District Bankruptcy Judges Retreat

Consumer Bankruptcy Issues Since BAPCPA

2007

Motions to Value and Lien Stripping

Bankruptcy - Mortgage, Deed of Trust and Foreclosure Litigation

2006

Practicing under the Bankruptcy Abuse Prevention Debtor Protection Act of 2005

Bankruptcy Code Amendments of 2005

2005

Practicing under the Bankruptcy Abuse Prevention Debtor Protection Act of 2005

Bankruptcy Code Amendments of 2005

Publications

2009

California Mortgage Deeds of Trust and Foreclosure Litagation - 4th Edition Debtor Strategies - Chapter 7

2006

Practicing Under BAPCPA Practicing Under BAPCPA

Languages

English

Activity

Avvo Rating

Our Rating is calculated using information the lawyer has included on their profile in addition to the information we collect from state bar associations and other organizations that license legal professionals. Attorneys who claim their profiles and provide Avvo with more information tend to have a higher rating than those who do not.

What determines Avvo Rating?
  • Experience & background Years licensed, work experience, education
  • Legal community recognition Peer endorsements, associations, awards
  • Legal thought leadership Publications, speaking engagements
  • Discipline
    This lawyer was disciplined by a state licensing authority in 2025
    Disciplinary information may not be comprehensive, or updated. We recommend that you always check a lawyer's disciplinary status with their respective state bar association before hiring them.
Avvo Rating Levels
10.0 - 9.0 Superb8.9 - 8.0 Excellent7.9 - 7.0 Very Good6.9 - 6.0 Good5.9 - 5.0 Average4.9 - 4.0 Concern3.9 - 3.0 Caution2.9 - 2.0 Strong Caution1.9 - 1.0 Extreme Caution