Archived
If I entered into a contract for sale of property in the state of California how long is that debt owed for?
Herbert's answer
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Answered on July 14, 2020
If the creditor or someone else has a judgment against you, the judgment is valid for 10 years, and it can be renewed every 10 years. So, they may...
Archived
Can a payday loan business charge you 10 + years after supposedly not paying a loan back.
Herbert's answer
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Answered on July 14, 2020
The statute of limitations is 4 years for a written agreement, and the 4 years begins to run when the creditor realizes that you aren't going to...
How do I get out of a time share?
Herbert's answer
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Answered on July 09, 2020
Mr. Schneider and Mr. Adkins both give very thoughtful answers. If BK really is not an option, then I would prefer Mr. Adkins' response, with the...
Chapter 7. Filing bankruptcy and have both a social security number and an EIN. Some of my credit with the EIN.
Herbert's answer
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Answered on July 09, 2020
Your SSN simply identifies you for the court. Use that to identify yourself, and list all of your creditors, whether you used the SSN or EIN with...
Can I sue a person for false information on her bankruptcy
Herbert's answer
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Answered on July 09, 2020
If you received the bankruptcy court document, you should be able to track down the case, and send a letter to the US Trustee. Alternatively, your...
I am being summoned by my HOA. What can I do?
Herbert's answer
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Answered on June 30, 2020
You would appear to have at least 2 valid grounds to set the judgment aside:
1. Before the HOA can lien your property or sue you, they are...
Archived
Does my boyfriends previous civil judgement liablity to me if we were to marry? Would a pre-nup protect me?
Herbert's answer
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Answered on June 30, 2020
A pre-nup would definitely help. Technically, because he acquired this debt before you were married and living together, it is not community...
Archived
Will my car show paid on credit report after I pay it off.
Herbert's answer
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Answered on June 30, 2020
You may be playing a dangerous game without reaffirming the debt. If you don't have any question that you will pay, you should amend your petition...
How can I protect myself from my ex-girlfriend filing bankruptcy? I cosigned on a house for her and then we broke up.
Herbert's answer
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Answered on June 25, 2020
If you no longer live there, and you are living apart for 4 years, you can argue that you are not responsible for the property any more; it is no...
Archived
Judgment against me from a debt collection d case?
Herbert's answer
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Answered on June 25, 2020
Both prior answers are excellent. You generally have 6 months from the time of the judgment to move to set it aside. On the other hand, if you can...