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Herbert Nathaniel Wiggins

Bankruptcy and debt Attorney at Lakewood, CA

5.0   2 reviews

also known as HEARTHSTONE LEGAL GROUP, Herbert Wiggins, APLC

Free consultation Virtual consultation available
Free consultation Virtual consultation available
  • Licensed for 37 years
    State CA
    Acquired 1986
    Active No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Herbert

Learn Herbert’s areas of practice.

Practice areas
  1. Bankruptcy and debt
    Debtor-side consumer bankruptcy (Ch.7); commercial liquidation (Ch. 7); wage earner bankruptcy (Ch.13).

    17 years

  2. Foreclosure
    Defense against foreclosure, mortgage discrimination, and predatory home and credit card loans. Federal law

    14 years

  3. Chapter 13 bankruptcy

  4. Chapter 7 bankruptcy


Results-Oriented; a Proven Winner with the Ability to Identify & Resolve Challenges.

Proud to Serve as a "Debt Relief Agency," pursuant to Title 11 of the US Code, Assisting Individuals and Companies in Filing Bankruptcies, as well as Other Relief, Under the Bankruptcy Code and Other Laws.



Preserved life insurance for elderly couple, protecting retirement asset

Won discharge or dismissal of over $10 MM in client debt since 2009, in & out of bankruptcy

Sued on behalf of family for predatory mortgage; won refund of overpayments

Won mortgage modification for couple nearing retirement; kept them in their home

Forced dismissal of delinquent credit card accounts

Won permanent injunction to prevent theft of trade secrets and trade name infringement

Prevented disclosure of privileged information at depositions

Developed Strategy to Successfully Defend $1MM Verdict; Result; Verdict Upheld

Photos and videos

"Bankruptcy's Not a Dirty Word, but a Clean Slate."
Mortgage, Credit Card & Other Debt Relief. Predatory/Fair Lending Litigation to Protect Your Home.


Herbert Wiggins, APLC
5220 Clark Ave Ste 347 C
Lakewood, CA, 90712-2618


5.0 / 5.0
  2 customer reviews
5 Star
4 Star
3 Star
2 Star
1 Star
Posted by Kevin Aiden | January 14, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
My recent experience made me understand that the credit score doesn’t matter nearly as much as the actual information in your credit report, few months ago I decided to buy a home suited for my family. I didn’t have the best track record with funds in my past and my credit profile was faulty, as expected my application got turned down. This is both a recommendation and an appreciation of the good job that PINNACLE CREDIT SPECIALIST did for me. After reading various testimonies I decided to give them a trial. And believe me when I say they were up to the task as they cleared all the repos and negative items from my report. My report is squeaky clean. My score is now 803 this might sound sketchy but PINNACLE CREDIT SPECIALIST is a life saver, it’s almost like a miracle. MAIL: [email protected] OR TEXT (480) 420 8331.
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Posted by Wilbert | December 4, 2020
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Dr Wilbert A McClay PhD
Attorney Hebert Nathaniel Wiggins, MBA,J.D., was very astute and knowledgeable to ameliorate my California Property State Tax Lien dilemma.


  • Free Consultation 30 minutes
Payment methods
Check, Credit Card


AVVO RATING 8.0 (Excellent)


  • University of California at Berkeley, Boalt Hall School of Law
  • JD - Juris Doctor
  • 1985
  • Dartmouth College
  • BA - Bachelor of Arts
  • 1981
  • University of Southern California - Marshall Sch. of Business
  • MBA - Master of Business Administration
  • N/A

Sample of Legal Cases

  • Court of Appeal: Unpublished Opinion
  • Unanimous Court of Appeal reversed the dismissal, without oral argument. Chaney, J
  • FINRA Arbitration, 2015 (featured in LA Daily Journal, 11/27/2015)
  • Investment Bank returned client's money and paid damages, for total return of about $15K


  • Abundance BNI
  • Secretary/Treasurer
  • 2011 - Present
  • National Bar Association & Affiliates
  • 1988 - Present
  • State Bar of California
  • 1986 - Present
  • National Black MBA Association
  • 2002 - 2005
View all associations

Languages Spoken

  • Spanish
  • Portuguese

Honors and Awards

  • Notable Networker
  • Abundance BNI
  • 2017


  • International Business Law Services
  • "E-Commerce Regulation in the MERCOSUL: A Brief Introduction"
  • 2005
  • The Verdict Magazine (ASCDC)
  • "History Lesson: Qualified Immunity for Public Entities"
  • 1995

Attorney endorsements

Received (2)
Given (0)
Endorse Herbert
Foreclosure Attorney | May 02
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Bankruptcy and debt Attorney | Jan 26
Relationship: Fellow lawyer in community
"I endorse this lawyer. Mr. Wiggins is a very knowledgeable and effective advocate for his clients."
This attorney hasn't created any attorney endorsements recently on Avvo.
Lakewood Bankruptcy and debt Lawyer Herbert Nathaniel Wiggins
Herbert Nathaniel Wiggins
Bankruptcy and debt Attorney
Lakewood, CA
Licensed for 37 years
Free Consultation
Virtual consultation available