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Herbert Nathaniel Wiggins
also known as HEARTHSTONE LEGAL GROUP, Herbert Wiggins, APLC
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About Herbert
Biography
Results-Oriented; a Proven Winner with the Ability to Identify & Resolve Challenges.
Proud to Serve as a "Debt Relief Agency," pursuant to Title 11 of the US Code, Assisting Individuals and Companies in Filing Bankruptcies, as well as Other Relief, Under the Bankruptcy Code and Other Laws.
CAREER MILESTONES
Preserved life insurance for elderly couple, protecting retirement asset
Won discharge or dismissal of over $10 MM in client debt since 2009, in & out of bankruptcy
Sued on behalf of family for predatory mortgage; won refund of overpayments
Won mortgage modification for couple nearing retirement; kept them in their home
Forced dismissal of delinquent credit card accounts
Won permanent injunction to prevent theft of trade secrets and trade name infringement
Prevented disclosure of privileged information at depositions
Developed Strategy to Successfully Defend $1MM Verdict; Result; Verdict Upheld
Bankruptcy's not a dirty word, but a clean slate!!
Bankruptcy's not a dirty word, but a clean slate!!
Homeowners have rights! Federal law protects you!!
Practice Areas
4
Practice Areas
Bankruptcy and Debt
60%
19 years
Foreclosure
20%
16 years
Chapter 13 Bankruptcy
10%
Chapter 7 Bankruptcy
10%
Fees and Rates
Cost
Payment Methods
- Check
- Credit Card
Licenses
Licensed in California for 39 years
State: California
Acquired: 1986
No misconduct found
Location
Gallery
Online Presence
Other places you can find Herbert online.
Herbert Nathaniel Wiggins's Reviews
Showing 1 - 2 of 2 client reviews from Avvo
Posted by Kevin Aiden | January 14, 2023 | Consulted Attorney
This review is from a potential client who consulted with this attorney.
HOME LOAN APPROVED
My recent experience made me understand that the credit score doesn’t matter nearly as much as the actual information in your credit report, few months ago I decided to buy a home suited for my family. I didn’t have the best track record with funds in my past and my credit profile was faulty, as expe...
Posted by Wilbert | December 4, 2020 | Consulted Attorney
This review is from a potential client who consulted with this attorney.
Dr Wilbert A McClay PhD
Attorney Hebert Nathaniel Wiggins, MBA,J.D., was very astute and knowledgeable to ameliorate my California Property State Tax Lien dilemma.
Herbert Nathaniel Wiggins's Lawyer Endorsements
"I endorse this lawyer."
"I endorse this lawyer. Mr. Wiggins is a very knowledgeable and effective advocate for his clients."
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Experience
Honors
2017
Notable Networker, Abundance BNI
Associations
2011 - Present
Abundance BNISecretary/Treasurer
1988 - Present
National Bar Association & Affiliates
1986 - Present
State Bar of California
2002 - 2005
National Black MBA Association
Sample of Legal Cases
Court of Appeal: Unpublished Opinion
Unanimous Court of Appeal reversed the dismissal, without oral argument. Chaney, J
FINRA Arbitration, 2015 (featured in LA Daily Journal, 11/27/2015)
Investment Bank returned client's money and paid damages, for total return of about $15K
Education
1985
University of California at Berkeley, Boalt Hall School of Law
JD - Juris Doctor
1981
Dartmouth College
BA - Bachelor of Arts
N/A
University of Southern California - Marshall Sch. of Business
MBA - Master of Business Administration
Publications
2005
International Business Law Services
"E-Commerce Regulation in the MERCOSUL: A Brief Introduction"
1995
The Verdict Magazine (ASCDC)
"History Lesson: Qualified Immunity for Public Entities"
Languages
Spanish
Portuguese
Activity
Legal Answers
Legal Answers
Q&A
How do I sell my home if the mortgage is in my late husbands name?
02 Aug 2024
Q&A
How long does adversary takes in a chapter 7 bankruptcy.How long will this take before the adversary is over.
08 Aug 2024
Q&A
Can I garnish the wages of the wife of someone who refuses to pay a money judgement for fraud?
06 Aug 2024