If the grant went to an entity or person separate from the bankruptcy debtor, it does not appear to be income. In other words, if the BK is for a...

Normally the forms have a question regarding closed bank accounts. If you have fully, completely, and honestly answered all questions, then you...

It may be a mistake, but she should not ignore the notice. Her BK atty should contact Toyota and find out if they will stipulate to agree 1) that...

Your judgment is good for 10 years. In your collection efforts, don't let that expire without renewing it. The defendant apparently has the money...

The only restriction is that they cannot be abusive. So, 2 a.m. would be pretty borderline. They tend to arrive either early, such as 6 am or 7 am,...

You have received thoughtful responses from the previous attorneys. My only addition is that all of your communications need to be in writing....

If the creditor has a judgment and you are working, the creditor is able to garnish wages. They contact the Sheriff in Sacramento, and then a...

You must disclose all debts. You would like list this twice, first for all of the previous years as unsecured debt (the total arrears), and second...

It's important to know what the check is for. Did they send it to the Trustee because they did not have your address? Did the trustee incur fees in...

Unless you have an exemption (such as the "wildcard" exemption) that protects the refund, the trustee may be entitled to it. If you are in CA,...