If you want to settle for less than the full amount, you should file an answer and attempt to negotiate. Typically, the credit card attorney can...

Your BK attorney had to list all debts that you owed, and all contracts that you were still paying money on at the time of the filing of the...

You have rights under California's expanded Rosenthal Act, if the bank is pursuing someone who no longer has any responsibility for the property....

You should write to the attorney and inform him/her that you are not the correct person, and that if they persist, you will consider legal action...

You need to file an answer ASAP with the court (court filing fee should be under $300), and then you can negotiate. You need a lawyer so they...

Unfortunately, there are not enough facts to know whether your rights were violated. You would need to detail to an attorney 1) who was the lender;...

For means test, Court is looking at average income per month for the 6 months ending on the filing date. It is the gross income for you and your...

You have documentation that you can use to make them stop. You can use the Zero Balance letters, and imply legal action if they don't cease and...

To get a student loan discharge, you have to show severe financial distress, go through the BK process for all of your other debt, and file an...

You need an attorney who can walk you through the Homeowner's Bill of Rights, and the Equal Credit Opportunity Act, which together should help you...