Archived
Collection agency, I think, left 3 voice mail messages in 3 days threatening to serve me with legal documents.
Alexander's answer
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Answered on May 09, 2014
This appears to be a false threat of suit, which is prohibited by the Fair Debt Collection Practices Act, and California's Rosenthal Act. Save the...
Can I sue an individual for selling me a lemon car
Alexander's answer
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Answered on May 09, 2014
You can sue an individual, and you can do so in small claims court for this amount. Was there a written contract? If not, the sale is likely...
Archived
Can I sue a car dealer for a car I bought an was told there was nothing wrong with it I've dun repair after repair an the hole c
Alexander's answer
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Answered on May 09, 2014
You may wish to have an attorney check on the title history of the vehicle, to make sure you were not sold a damaged vehicle. Selling a vehicle...
Archived
I have $20,000 in Medical Debt...
Alexander's answer
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Answered on May 22, 2012
Never get involved with "debt consolidation" companies. There is no reason to pay someone to negotiate your debt (you can do that yourself), and 9...
Responding GENERAL DENIAL for a Debt Collection Civil Case, Here is the summary of my latest situation as I was taken to court:
Alexander's answer
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Answered on May 10, 2012
You should file a general denial, and then hire an attorney. Most of these cases can be defeated by a knowledgable consumer attorney. Don't admit...
Archived
Do any privacy laws protect you from having your social security number being published on a complaint?
Alexander's answer
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Answered on May 05, 2012
I think the bigger issue is that you were sued and a judgment entered, without proper notice. You need to hire an attorney to set aside the...
Archived
I am being sued for a student loan debt - I was summoned in California even though I live in Illinois. What do I do?
Alexander's answer
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Answered on May 05, 2012
The Fair Debt Collection Practices Act prohibits a debt collection lawsuit anywhere except where you lived at the time you contracted for the loan,...
On Request for Admission, what would happen if I object to every question?
Alexander's answer
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Answered on May 05, 2012
The other attorneys did a good job of answering the procedural question, but the larger question is why are you representing yourself? Consumers...
What happens when a creditor does not validate a debt?
Alexander's answer
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Answered on May 05, 2012
Unfortunately the "debt validation" provisions of the FDCPA have been so watered down by the courts that they are not of much use. Nothing happens...
Archived
A collection company has sued me on a credit account on common counts in California.
Alexander's answer
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Answered on May 05, 2012
Debt collectors are usually unwilling or unable to produce a witness at trial to prove their case. So even if they have a good case, you can...
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