Archived
Finance company is threatening repossession of my vehicle, but it's only worth about 6k and I'm making payments, just very late.
Alexander's answer
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Answered on March 28, 2015
The finance company can repossess your car even if you are only one day late. After the repossession, do consult a specialist in repossessions to...
Archived
Live in a condo complex and park in handicap space, they towed my car, what are my rights and what can I do.
Alexander's answer
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Answered on March 28, 2015
It is unclear who towed your vehicle. Call the police department and ask who the towing company and lienholder was.
Archived
Bank withdrew $5,000 from my account for an alleged debt
Alexander's answer
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Answered on March 28, 2015
The bank can set off the debt you guaranteed, but has to send you a notice in the mail, with a response form. If you send back the response form...
Archived
Car dealership won't refund my downpayment
Alexander's answer
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Answered on March 21, 2015
Calling you back to the dealership after more than 10 days had passed was illegal. Not giving you the refund is certainly illegal. I would hire a...
Archived
How can you stop a collection company from contacting your work with scare tactics emidiately?
Alexander's answer
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Answered on March 21, 2015
This is probably a scam, not a legitimate debt collection agency. No process server would announce their intention to serve you. Clearly a...
How much can i sue a judgment creditor for that fails to file a satisfaction of judgment with the court after receiving payment?
Alexander's answer
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Answered on March 21, 2015
The procedure is to send a letter with special language, to the judgment creditor, requesting satisfaction of judgment. If they don't file the...
Archived
If an employee at the company I work at talks to a debt collector for a bill I owe. Is this a violation of any FTC regulations?
Alexander's answer
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Answered on March 21, 2015
The debt collector violated the FDCPA by disclosing your debt to a third party, and can be sued in a civil suit. You need a private FDCPA lawyer. ...
Wage garnishment for homeowners association related to a home I lost in 2011! The full amount has been paid but they continue
Alexander's answer
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Answered on March 21, 2015
If they continue to garnish you after the judgment has been satisfied in full, that is a violation of the Rosenthal Fair Debt Collection Practices...
Archived
I had a car back in 2010 or 2011 it was repossession because I was unable to pay lost job the company went to court .
Alexander's answer
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Answered on March 21, 2015
You do need to set aside the judgment, which is going to require an attorney. You will also need a specialist in repossession law to look over the...
Archived
What type of lawyer I need for my car getting repossessed?
Alexander's answer
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Answered on March 21, 2015
If you were truly current on your loan, and the $900 wasn't owing, then the repossession was illegal. There are many other ways a repossession can...
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