Your question isn't clear. Do you have an installment loan with the dealer and the bank, or just the bank? If you are current on your payments, no...

Is suing someone on a Promissory Note considered "collecting a debt" for compliance purposes?

Your question is essentially asking if you have to comply with the Fair Debt Collection Practices Act. You would only have to comply with the...

Can a collection agency proceed with a judgment if I can make a payments on an account but not the amount they are requesting?

They might garnish your wages at 25%, but is the judgment valid? Was the summons served properly? If there was no proper service, you could move...

How would I go about suing a debt collector for violations of the Fair Debt Collection act?

The debt collector has violated Washington's Collection Agency Act and the federal Fair Debt Collection Practices Act. Under Washington law, a...

How long repossession and bankruptcy stay in credit? wt is advantage n disadvantage of repossession and bankruptcy??

Filing bankruptcy just because you got your car repossessed is not an attractive option. You should have a consumer attorney review the bank...

1st Debt validation response from debt collector no sufficient

Unfortunately, there is a lot of misinformation on the internet about "debt validation." It is basically a useless procedure that leads nowhere. ...

Can a check cashing place continue to try and collect a debt from over 6 years ago? Is there a time limit?

They can keep calling you, but they can't sue you. They also cannot threaten suit. The statute of limitations should be six years, and you say it...

Can i do anything about a old debt that now turned into wage garnishments

If they did not properly serve the summons and complaint, you can get the judgment set aside, and the bank levies stopped. Under the Fair Debt...

How can I obtain a brief creditor judgment hearing postponement--until after my bankruptcy petition (hopefully) is successful?

Filing for bankruptcy because of a single credit card collection lawsuit is generally a poor idea, unless you have a large amount of other debts. ...

I had a 2005 Buick century repo'd because I couldn't afford the payments. Will I still get garnished?

Who is your lender? It is important to have a consumer attorney specializing in this area to review the post-repo notice you received from the...