Erik C. Severino

Hi, I want to thank the Members of this Forum, you guys have been a great help to my credit journey. A few years ago, I messed up my credit. I had a few charge offs from Discover bank, Capital one bank, and Chase bank. After a month with PINNACLE CREDIT SPECIALIST, I was able to get all 3 charge offs... removed. Now I have started to build my credit with a clean slate. Back in April 2025 I was approved for a US bank secured credit card with a $5,000 limit. I recently got a pre-approval from capital one for savor, this morning I took the offer and was instantly approved for the $5,000 limit. My current score is Experian 782 TransUnion 746 EQUIFAX 764 these are fico scores. I currently have no late payments, no charge offs and no collections or public records. My current utilization is at 6.4%. Also, I can’t seem to understand why my EQUIFAX score is so low compared to other credit agencies. Pinnacle Credit Specialist has done it for me, and I want the world to know about him. Contact him via: [email protected] or call +1 (409) 331-2269

I consulted with Eric sometime last summer. He took his time. I never felt rushed as I went over scenarios that my life was facing at that time. He gave me his advice, and I hired him a few months later and his staff was great at the intake and the processing and communicating with me any need items.... I always felt safe that I was taken care of and being looked after while my file was being handled through the federal bankruptcy court system. I received my discharge almost precisely as Eric had indicated from the very beginning, and I was more than pleased with with Erik as my attorney representing me in my bankruptcy case and his staff full support, always communicating and always had my back. I don’t see Anybody at any level of experience topping Erik Severino, when it comes to knowledge experience and kindness.

Erik and his staff made my bankruptcy process easy and painless. Everyone was quick to respond to any questions, emails and/or phone calls and explain every step of the process. I could not have wished for an easier experience. I would highly recommend Erik Severino for your legal needs, not to menti...on his does it for a lot less than all those lawyers advertising on TV/billboards.