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During chapter 7 reaffermation of my car, would that be the same contract or can the credit union impose higher interest
Dorothy's answer
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Answered on November 30, 2010
A reaffirmation is simply an agreement to continue with the existing contract. So your loan terms would not change by reaffirming.
The credit...
Archived
Can we keep both our new cars and our home which has negative equity due to the housing market when we file chaptr 13 bankruptcy
Dorothy's answer
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Answered on November 30, 2010
To determine how much you might have to pay in a Chapter 13, you might want to begin by getting pre-bankruptcy credit counselling. This is...
Archived
How much should a bankruptcy lawyer for Chapter 13 charge? If 95% of all the work was already done. ????
Dorothy's answer
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Answered on November 30, 2010
The fees an attorney may charge are usually regulated by the Court. In Nevada, we can charge $4,200 for a simple Chapter 13
I have to say that...
Archived
2 years into Chapter 13 plan $300 per month and my car (paid off before filing) is dying, need to get a replacement but how??
Dorothy's answer
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Answered on November 30, 2010
Yes, it is possible. You will need to ask your Trustee for permission to borrow money to purchase a vehicle & in many Courts, obtain a Court order...
Is it legal for a neighbor to stare at you in your own backyard while he is in his house?
Dorothy's answer
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Answered on November 29, 2010
There is an old saying that even a cat can look at a king!
Staring at someone is perfectly legal. It sounds like this guy might have some kind...
Archived
I just found out that my bk lawyer possibly forged my husband and I's signiture on a re-affirmation document. What can be done.
Dorothy's answer
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Answered on November 29, 2010
Your attorney would have no motive to forge your signatures to a reaffirmation agreement.
Any reaffirmation must be approved by the bankruptcy...
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Archived
How do I find out if there's a class action suite against me,
Dorothy's answer
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Answered on November 29, 2010
What do you think a class action lawsuit is?
It is a lawsuit brought by so many people that no one can possibly find them all. An example would...
Archived
I own arental proprety worth about 220,000. I owe 19,000 on the first,135,000 on the second which is an equity line and 97,000
Dorothy's answer
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Answered on November 29, 2010
If you default, of course there are going to be repercussions! In most instances, only the first mortgage company will foreclose. That will allow...
Archived
Hi,I have a bankruptcy case and gave a deposition.I have not heard more that 65 days after deposition from them.Is there a limit
Dorothy's answer
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Answered on November 29, 2010
I am assuming that you are referring to a 2004 examination, which is like a deposition.
The deadline for the creditor to file an adversary...
Archived
Can they pursue me in anyway while I live, work and bank in America?
Dorothy's answer
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Answered on November 29, 2010
The US and Canada have legal relationships, so a Canadian company could certainly sue you in US Courts to collect. You might be able to dodge this...
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