First home discharge of chapter 7. Second home is it safe?

You are only allowed to claim one homestead in Nevada law. But to use a homestead requires you to have equity in the property, and very few people...

What is the percentage of renters vs. owners under CC&R's in Washinton state

Each HOA establishes their own CCRs, and the CCRs can be changed by amendment. I can't imagine that any state law would require that a HOA have a...

Can HOA go up on your fees each year without notice? Mine went from $330.00 to $670.00 per year.

There is a process for a HOA to increase their fees. It should be spelled out in your CCRs, which you received when you bought your place. So...

How dumb is she?

Any time a debt is reported on your credit, you have the right to dispute it! So file a dispute & move on. Don't blame your poor wife for the...

I am currently collecting unemployment and having fiancial difficulties. Tried for a loan mod. and was denied am thinking

I have represented many people in Bankruptcy who are collecting unemployment. There are even special provisions in the Bankruptcy paperwork...

Can an attorney file criminal charges against someone who has a credit card debt?

Attorney's don't file criminal charges, they are filed by the office of the prosecuting attorney's office & the local police. In my state, there...

Bankruptcy is a good choice when the debts are so overwhelming that you can't imagine being able to pay them off. In my practice, I usually...

I have unsecured credit card debt and two home equity lines of credit. Someone told me that if I file Ch. 7 bankruptcy those two

Filing a Chapter 7 does discharge the HELOC debts. But it won't get rid of the lien that these debts have placed on your property. What does...

Send gift

If you give your parents money to avoid paying your creditors, the Bankruptcy Court will have a problem with that & your Trustee will sue your...

YES YES YES! If you owe money to a bank where you have your checking or savings account, you should either close the account or take most of the...