And what, sir, is your question? You have posted a number of conclusions of the facts and the law. But you haven't posted a question. However, your...

Did you disclose and exempt this lawsuit on your bankruptcy schedules? If not, most bankruptcy trustees will seize any proceeds from a class action...

If you read the loan agreement, it talks about your responsibilities to the finance company. It likely doesn't say anything about the finance...

Many people represent themselves in debt collection lawsuits, and anyone is permitted to do so. But you will be held to the same requirements for...

To explain some of the reasons why your question is so complicated, understand that it matters 1) whether your confirmation order provides that...

The rule is that anyone can sue anyone else, but whether a suit like this will succeed depends on details you didn't provide. Details such as how...

Bankruptcy reporting laws apply only to certain consumer credit reports. Other types of background information reports do not have to comply with...

In bankruptcy, a skeleton filing is a risky way to proceed into bankruptcy quickly. This process requires only a minimum amount of paperwork to...

It would have been helpful if you had provided more information about the debt that is causing your wages to be garnished. If there is a court...

Almost everyone will tell you, "No, creditors can't take your social security." But there are multiple exceptions, depending on what the debt is...