Bankruptcy reporting laws apply only to certain consumer credit reports. Other types of background information reports do not have to comply with...

In bankruptcy, a skeleton filing is a risky way to proceed into bankruptcy quickly. This process requires only a minimum amount of paperwork to...

It would have been helpful if you had provided more information about the debt that is causing your wages to be garnished. If there is a court...

Almost everyone will tell you, "No, creditors can't take your social security." But there are multiple exceptions, depending on what the debt is...

When entering a judgment to repay a debt, courts don't have the authority to consider whether a debtor is penniless. A debtor penniless today might...

In my state, the Contractor's licensing board requires a bond to cover costs when members fail to complete a job. You may want to see what...

Your employer is required to provide you with a copy of the garnishment paperwork at your request. Without that record, anyone trying to answer...

Unfortunately, believing or remembering something about a debt will not be a good argument in either settlement negotiations or a courtroom. Based...

Chapter 7 bankruptcy does not affect the rights of creditors who hold liens. While there are ways to deal with liens in Chapter 7, it is likely too...

I like to explain the bankruptcy discharge's effect on secured loans, such as mortgages and vehicle loans, like this - While YOU no longer owe...