What happens to a bank account (Savings and checking) after filing for chapter 7 bankruptcy.

The general rule is that unless state law provides an exemption, the Trustee can take the property and use it to pay creditors. I am not aware of...

I previously filed a ch. 7. 7 yrs. later I filed 13. My atty converted before 8 yr lapse, I was denied a discharge. Can I refile

It has to be longer than 8 years after your previous Chapter 7 was filed. You also have to otherwise qualify for a Chapter 7. And of course, you...

If you pay your primary HOA condo fees but not your special assessment can they take away your amenities.

The answer to this depends on what your HOA CCRs & Bylaws say. Get them out & read them! If the properties in the complex are financed by FHA...

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Bankruptcy

Unless you are seriously disabled and not likely to ever be able to work, Bankruptcy will not help with your student loans. It can eliminate most...

How much is a debt collector allowed to charge in fees and interest on the debt they purchased from the original creditor?

The amount a debt collector can charge is no more than that provided in the original contract with the original lender, unless your state law...

Can another state enforce a judgement out of state? I live in NY and case is in TX.

The reason a judgment in one state can be enforced in another state is because the "full faith & credit" clause of the US Constitution requires it....

I received a summons 31 days after summons was filed. I only had 20 days to respond to complaint, which i couldn't because i

If you have a substantial amount of other debt, you may wish to consider Bankruptcy. Debt settlement or making a payment arrangement with the...

HOW CAN I STOP/ DISMISS GARNISHMENT THAT INCLUDE MY RETIREMENT/ EXEMPTED SOCIAL SECURITY MONEY+OLD ACCIDENT MONEY IN THE COURT.

The Court that granted the judgment will need to determine that the money taken out of your bank account was exempt under state law. You may be...

Creditors can't file criminal charges, only the police can do this. If a creditor claims you can be prosecuted for nonpayment, it is a violation...

The statute of limitations is a defense to collecting a debt. So if you are sued, you can fight it saying the statute of limitations prevents...