Archived
Filed Ch13 bankruptcy but employer is still holding funds for a garnishment that should be returned as it is within 90days?
Dorothy's answer
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Answered on December 01, 2010
Your employer is acting unreasonably, since they have been given the paperwork they need to release the garnishment. Are you sure that they are...
Archived
Will bankruptcy remove an old reposession from my credit?
Dorothy's answer
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Answered on November 30, 2010
Bankruptcy does not address issues pertaining to your credit report. You may remove items from your credit report by disputing them.
Bankruptcy...
Archived
Bankruptcy-
Dorothy's answer
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Answered on November 30, 2010
I have never heard of the term 'technical bankrupt." It sounds like wishful thinking, like "technical divorce." Bankruptcy involves filing...
Archived
What is the duty of a lawyer to disclose they have a Chapter 7 bankruptcy pending?
Dorothy's answer
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Answered on November 30, 2010
In many instances, a Bankruptcy involving a small business, such as a law firm, will be filed as an emergency to stop someone from seizing assets...
Archived
Can the trustee request to get my tax return for 2010?
Dorothy's answer
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Answered on November 30, 2010
It's pretty common for the Trustees to ask for your upcoming tax return. In many states, they will take a pro-rated part of your refund check &...
Archived
Was issue a discharge Chapter 7 on Nov 19, 10 (we walk away) can the bank come after us tax time with a 1099a or 1099c?
Dorothy's answer
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Answered on November 30, 2010
When you file a Bankruptcy before your bank issues a 1099 forgiving the debt, you do not have to pay taxes on the transaction. The IRS has a great...
Archived
Can my husband still go after our property and attempt to modify?
Dorothy's answer
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Answered on November 30, 2010
As long as the foreclosure sale hasn't taken place, you can apply for a loan modification.
You may be interested in my 4 part video series...
Archived
I was actually below the median to file for Chapter 7 by a few thousand dollars but my lawyer stated I could only file a 13th.
Dorothy's answer
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Answered on November 30, 2010
You Chapter 13 payments are based on a combination of things:
1) how much you have to pay. Are you paying mortgage arrearages, child support,...
Archived
I filed Chapter 13 year and half ago and I was told I would be getting a cost of living pay adjustment effective in January.
Dorothy's answer
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Answered on November 30, 2010
What does your plan say about increased payments?
If it doesn't provide for an increase in payments, unless the Trustee asks for an increase in...
Can I keep proceeds from a life insurance policy if I have filed Chapter 13 bankruptcy?
Dorothy's answer
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Answered on November 30, 2010
In a Chapter 13, the Trustee does not take any of your assets. So you are safe in that regard.
In my opinion, any asset you receive once you...
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