Archived
Currently I was under the impression with my attorney that I could file a Chapter 7 Bankruptcy now shes saying I have to file 13
Dorothy's answer
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Answered on January 16, 2011
Some inexperienced or unethical attorneys will tell you that you can't qualify for Chapter 7 if you are over the median income amount. I always...
Archived
Can i still file 4 chapter 7 or 13 b4 my court summons i just recived to stop garmishment of pay
Dorothy's answer
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Answered on January 16, 2011
When you file Bankruptcy, the Bankruptcy court takes over & stops any of your creditors from continuing to collect from you. They have to come...
When converting to a Chapter 7-Do we still owe the Chap. 13 trustee back taxes, Is he now considered to be another creditor?
Dorothy's answer
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Answered on January 16, 2011
This situation could have a different answer depending on local court policy. Your chapter 7 Trustee could withhold your discharge until you turn...
Archived
If I file bankruptcy what kind of information do I have to reveal?
Dorothy's answer
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Answered on January 16, 2011
In most areas of the US, in addition to completing the bankruptcy schedules & petition, you must turn over all bank records for the past 6 months &...
Archived
How much is the wildcard exemption in 2011 for California Chapter 7?
Dorothy's answer
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Answered on January 16, 2011
California has 2 sets of exemptions, one under section 703 and another under section 704. You should probably review these exemptions yourself &...
Archived
Both ex spouse and i are on the car note which is too much for me to pay. I was given the car in the divorce. My credit is
Dorothy's answer
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Answered on January 16, 2011
If you file Bankruptcy, you cannot keep your vehicle unless you continue to pay for the vehicle loan & any equity in the vehicle is protected by...
Archived
What happens to creditors chance to receive money, if Ch 13 converts to Ch 7?
Dorothy's answer
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Answered on January 16, 2011
In my state, confirmation hearings are often postponed many times if the debtor is trying to work with the trustee to develop a plan. Usually, the...
Procedure for vacating a judgment
Dorothy's answer
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Answered on January 16, 2011
I am assuming that you wish to have the judgment vacated so that it no longer apears on your credit report. The simplest way to do this would be...
Archived
Personal Bankruptcy has been file, have met with the Trustee and now I have received a foreclosure eviction notice-Kane Cty IL
Dorothy's answer
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Answered on January 16, 2011
Was there an order lifing the bankruptcy stay? If not, then the eviction notice is an illegal violation of the bankruptcy stay.
If there was an...
Archived
After you perchase a forclosure property when can you rent it out
Dorothy's answer
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Answered on January 16, 2011
Shouldn't be any waiting time as long as you acquire a permanent title at the sale If you don't acquire a permanent title at the sale, you should...
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