Will applying for a home loan modification after being discharged in bankruptcy be considered as trying to reinstate the debt?

I think you are talking about reaffirming the debt, not reinstating the debt. It is not an issue because under bankruptcy law, reaffirmation only...

If I file bankruptcy chapter 7, what property can I keep? I am mostly worried about my car.

The property you can keep when you file Bankruptcy is defined by the exemptions available under state law. If you have lived in California for...

I just received a call from a credit card collector that informed me that i was liable for my husband's past due balance.true?

Creditors lie to collect. Unless state law provides that husbands & wifes are responsible for each others debts, creditors lie! Hope this...

My husband incurred credit card debt prior to marriage. Can joint property (vehicle) be used to satisfy debt? We live in Pa.

In the overall scheme of things, joint property can be taken to satisfy a debt of either party. However, in most states, some equity in a vehicle...

How do you qualify to file bankruptcy by yourself if you are married?

You must include your spouse's income on on both Means test & budget. You would include expenses for both yourself & your spouse. Exemptions may...

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How does deed in lieu work?

Many people sign a deed in lieu of foreclosure because they think it will keep the foreclosure off their credit or prevent the lender from seeking...

Renting a house in foreclosure - landlords are refusing to provide us information - What do we do?

You may be able to find out more information about the foreclosure on the website for the county recorder in your community. If the landlord...

I was just served papers for walking away from my home in Vermont. I have 20 days to respond, what happens after I respond?

In most states, when you don't respond to a lawsuit in time, the creditor obtains a court order referred to as a "default judgment." This document...

If I file bankruptcy will they take my car in Colorado?

You haven't indicated whether you have a loan on the vehicle or not. If you have a loan, you must pay the finance company for the vehicle. Any...

A bank creditor removed $2008 out of my checking account, would I be able to get that money back if I file Chapter 7?

I always advise my client to close out any deposit account they have with a bank where they also have a credit account. Some banks require you to...