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Was thinking about buying a house that a neighbor had foreclosed on and sold earlier this month. Bank of America sold the home,
Dorothy's answer
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Answered on January 16, 2011
Bank of American purchased all of the accounts that were being serviced by Countrywide. Many of these loans were not owned by Countrywide, but had...
Archived
Can we buy another property if can't save our house like a mobile home? Thanks.
Dorothy's answer
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Answered on January 16, 2011
If you are able to sell your house before a foreclosure takes place & if you get money from a sale, you may use the money any way you like!
I...
Archived
Will a bankruptcy take care of property taxes that are currently due for someone who is dying and will lose home to state?
Dorothy's answer
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Answered on January 16, 2011
If the state is going to take your mother's home when she dies, don't worry about the property taxes or her credit card debts!
What will it take...
Archived
Why am I charged with defrauding an inkeeper when I paid what I could, agreed to pay the outstanding debt and signed over my car
Dorothy's answer
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Answered on January 16, 2011
When you stay at a hotel, motel, etc, your legal obligation is to pay the charges. Paying what you can afford isn't a defense to the crime.
I...
Archived
Do I need to file for bankruptcy?
Dorothy's answer
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Answered on January 16, 2011
You cannot rely on your credit report to verify the amount, status or type of debt you owe. "Charge off" does not mean the same thing as "written...
I had a debt judgement against me in Nevada. It was filed on 01/01/2005. Has the SOL run out now as of 01/01/2011? 6 Yrs in NV
Dorothy's answer
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Answered on January 16, 2011
You are mistaken in your belief that judgments in Nevada cannot be renewed. NRS 17.150(2) very clearly says that a judgment is good for 6 years...
Archived
Are there restrants concerning a chapter 7 bankruptcy discharge?
Dorothy's answer
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Answered on January 16, 2011
In my community, the discharge can be entered on schedule but if the debtor does not complete his/her obligation to pay the Trustee, the discharge...
Archived
What are some things that would toll sol?
Dorothy's answer
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Answered on January 16, 2011
Once a judgment is entered, the statute of limitations becomes inapplicable. Most states have other laws that describe how long a judgment is...
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Archived
Both ex spouse and i are on the car note which is too much for me to pay. I was given the car in the divorce. My credit is
Dorothy's answer
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Answered on January 16, 2011
I am not sure which of your questions is most important to you.
Can you keep the car if you file Bankruptcy? To keep the car, even with a...
Archived
Can a divorce decree provide a defense against foreclosure?
Dorothy's answer
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Answered on January 16, 2011
Unfortunately, a divorce decree is only effective against the parties to the divorce - which is the husband and wife.
The creditors do not have...
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