I am in EXTREME DEBT...I have filed for bankruptcy before in 2003 and have been working on and off with a debt agency. Help!

If you have some money available each month to put towards paying debt, you may be able to get help with a Chapter 13 debt repayment plan. As you...

My credit has been in the 500's as a result of a two year divorce, now finalized. I kept my married name. I heard that if I

Your credit report verifies your identity from several sources besides your name, most important are your social security number & your date of...

What happens when the broker of the second mortgage can not be found?

In my state, a broker doesn't own a mortgage, the mortgage is owned by the party whose name is on the title to the loan. So it should be pretty...

Can I sue for fraud if a contractor took our check from our insurance company & cashed it after they had filed for bankruptcy?

When a person or company files bankruptcy, you can no longer just sue them - no matter what! You can file an action in the bankruptcy court to...

Business credit reporting vs. Personal

Because your LLC relied on your credit history to get credit, your personal credit history has merged with your business credit history. You may...

Was I responsible to pay these medical bills?

State laws vary throughout the US, but when you took your wedding vows, you promised to take care of each other "in sickness & in health." In many...

In my experience, these rent to own companies and their collectors are full of hot air. If you stop paying, they probably won't sue you & they...

My brother-in-law needs to file for divorce and bankruptcy but can't afford to do so. Who can help him in Somerset Co, NJ?

Nowadays, many people represent themselves in divorce court. Because of the complexities of bankruptcy law, I would not recommend that anyone...

What is the statue of limitations in Ohio for a creditor to stop suing for payment?

Each state has it's own statute of limitations, and you can usually find this information by going to the state website & searching state laws. In...

Would I qualify for Chapter 7 if I have no debt except for a house that's underwater?

A more practical question is whether anything would happen to you if the mortgage company foreclosed on you. If nothing would happen besides...