Archived
I have a mortgage on our home as well as an equity line, I want to get out from under it, but will both loans been discharged?
Dorothy's answer
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Answered on January 17, 2011
You may want to see if lienstripping could help you. This program is available only through Chapter 13 & it allows you to keep your home &...
Archived
My son's bankruptcy has been "discharged" since August 24, 2010 however the condo he forfeited remains in his name and One West
Dorothy's answer
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Answered on January 17, 2011
As long as the property remains in your son's name, he is legally responsible for paying the HOA. However, in exchange for this small debt, he has...
Archived
Can they take me to jail for not paying student loans? What can they do? Already tried going bankrupt and that didn't work.
Dorothy's answer
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Answered on January 17, 2011
They cannot put you in jail simply for not paying your student loans. They can garnishee your wages, if permitted under state law, and they can...
Archived
I am of Legal stay & some illegals falsley accussed me of "assault" Will it affect N400? Even though it was dismissed?
Dorothy's answer
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Answered on January 17, 2011
I think yo may want to post this question under criminal law, not credit repair.
Good luck!
Archived
How to stop debt collectors?
Dorothy's answer
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Answered on January 17, 2011
The debt management program should offer you some options. If they aren't, they aren't doing what you hired them to do!
Under the law, you...
Archived
Mortgage was discharged in Chap 7 bankruptcy w/ no reaffirmation. Been making payments and was temporarily unable pay mortgage
Dorothy's answer
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Answered on January 17, 2011
It wasn't clear from your question whether you filing Chapter 7 caused your loan modification to be cancelled. If it did, you may wish to apply...
Archived
I am in default with my student loan. I recieved a call today and was trying to work a feesable payment plan that i could pay.
Dorothy's answer
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Answered on January 17, 2011
Even a student loan has to have a court order to be able to garnish your wages. And getting a court order will take time! In most state, a...
Archived
Can one strip or clap down a second mortgage unsecured loan if filing chapter 13 bankruptcy?
Dorothy's answer
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Answered on January 17, 2011
Once your home is foreclosed, there is no need to strip off the second mortgage. All you would need to do is discharge this debt, and you may do...
Archived
How do I go about stopping harassing debt collector call this guy keeps threatening!
Dorothy's answer
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Answered on January 17, 2011
In my community, collectors are regulated by the state government. If a collector isn't licensed, the state will pursue them for collecting...
Archived
Can a Chapter 13 bankruptcy be reopend after confrimation to include my primary residence after trying to keep it?
Dorothy's answer
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Answered on January 17, 2011
You are confused by bankruptcy terminlogy, which makes your question confusing.
If your plan is confirmed, your Chapter 13 remains open. No...
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