The missing part of your question is WHEN this creditor obtained a judgment against you? Get the court records. Judgments live a long time, and in...

Buddy, you have a much bigger problem than your ex's bankruptcy being on your mortgage. Not recording the Quitclaim deed earlier may make your...

When you post things as collateral, these things are subject to being seized by the creditor unless you pay or make a deal. The creditor, not you,...

The bankruptcy process is the same for credit cards and tribal payday loans as for any other type of debt. But while filing for bankruptcy appears...

I recommend reading the instructions for disputing information on a consumer credit report. It isn't common for a consumer to reach out to the...

Parents usually don't "cosign" their children's student loans. Instead, they take out loans on behalf of their child(ren), and these loans belong...

You need to be aware that a "mistake" you might make inadvertently could result in you being charged with a CRIME that could send you to prison....

I would mention this to your Bankruptcy Trustee at your 341 Meeting. In some instances, receiving money as a gift could be considered income on the...

Let me give you a reality check—the amount of debt you have is modest, IMO, far too modest to file for bankruptcy. If going in for surgery will...

People often tell me that they have received a "letter" when they receive a court judgment or other legal document in the mail. Being sure is...