Until there is a court judgment, there are no penalties for "this." There may be interest charges and late fees, so be sure to read your contract...

Generally, collecting on a judgment is the creditor's problem and responsibility. However, suppose the debt is owed to or is managed by the...

Unfortunately, none of your information included asking the volunteer lawyers a specific question. The function of this forum is to answer...

Hold your horses, pal! You have some unrealistic expectations for the volunteer lawyers here. While we can provide general answers about the law,...

"Going to court" over a debt is not a threat. A threat is claiming that someone will break your arms and legs or reveal confidential information...

A statement filed with the court saying that you INTEND to surrender a vehicle isn't the same as actually surrendering the vehicle. If you need to...

Lots of people don't pay their debts. You sound like someone with too much time on their hands and a complete lack of boundaries. The volunteer...

Having a pending settlement will not PREVENT you from filing for bankruptcy, but it might result in you losing the entire settlement. The exact...

Of course, you can repay this debt in full from your income. And getting the facility to agree to a payment plan is probably possible. Shoot, I...

Using vulgar language to the volunteer attorneys you ask to help you is inappropriate and unproductive. Do you talk like this to your...