A statement filed with the court saying that you INTEND to surrender a vehicle isn't the same as actually surrendering the vehicle. If you need to...

Lots of people don't pay their debts. You sound like someone with too much time on their hands and a complete lack of boundaries. The volunteer...

Having a pending settlement will not PREVENT you from filing for bankruptcy, but it might result in you losing the entire settlement. The exact...

Of course, you can repay this debt in full from your income. And getting the facility to agree to a payment plan is probably possible. Shoot, I...

Using vulgar language to the volunteer attorneys you ask to help you is inappropriate and unproductive. Do you talk like this to your...

The missing part of your question is WHEN this creditor obtained a judgment against you? Get the court records. Judgments live a long time, and in...

Buddy, you have a much bigger problem than your ex's bankruptcy being on your mortgage. Not recording the Quitclaim deed earlier may make your...

When you post things as collateral, these things are subject to being seized by the creditor unless you pay or make a deal. The creditor, not you,...

The bankruptcy process is the same for credit cards and tribal payday loans as for any other type of debt. But while filing for bankruptcy appears...

I recommend reading the instructions for disputing information on a consumer credit report. It isn't common for a consumer to reach out to the...