Nice try, but converting to a Chapter 7 won't work unless 8 years have elapsed since you filed your previous Chapter 7. There may be other...

Your circumstances and hardships are not a defense to repaying a debt. State exemption laws may protect your assets, such as your source of income,...

This forum isn't designed as a "Help-Wanted" site for hungry attorneys to vie for your business. You may not realize how offensive this post is, as...

You might be eligible to file for Chapter 7. Or you might not be eligible. The devil is, as they always say, in the details. Filing for Chapter 7...

Like many others, you have been misinformed about Bankruptcy and student loans. It is possible to discharge BOTH federal and private student loans...

To any experienced attorney, hyperbole, such as the following phrases, makes you appear unrealistic, attention-seeking, and...

The volunteer attorneys are not mind readers. Is tomorrow the loan due date, a court date, or an arbitrary date the creditor has imposed? Details...

Was the lender a credit union? If so, welcome to my class, where I discuss the restrictions the law has placed on credit unions, which are called...

When someone makes their own legal decisions and files documents in court in response to those actions, most attorneys will refuse to accept these...

Your wages can only be garnished if a court order has been signed. The Statute of Limitations doesn't apply to court orders. The SOL is only a...