When entering a judgment to repay a debt, courts don't have the authority to consider whether a debtor is penniless. A debtor penniless today might...

In my state, the Contractor's licensing board requires a bond to cover costs when members fail to complete a job. You may want to see what...

Your employer is required to provide you with a copy of the garnishment paperwork at your request. Without that record, anyone trying to answer...

Unfortunately, believing or remembering something about a debt will not be a good argument in either settlement negotiations or a courtroom. Based...

Chapter 7 bankruptcy does not affect the rights of creditors who hold liens. While there are ways to deal with liens in Chapter 7, it is likely too...

I like to explain the bankruptcy discharge's effect on secured loans, such as mortgages and vehicle loans, like this - While YOU no longer owe...

This question sounds like you believe in "magical thinking." Sure, there are always lenders who will provide mortgage loans to those with bad...

It's tempting to want to settle the student loan debt, but if you do this, you shouldn't file bankruptcy for at least a year because repaying the...

Sounds like you have only been making minimum payments on this loan, which is why the balance has increased. If the vehicle isn't in good...

While every hospital has different collection procedures, my experience is that most aren't very effective at collecting debts. You have multiple...