I like to explain the bankruptcy discharge's effect on secured loans, such as mortgages and vehicle loans, like this - While YOU no longer owe...

This question sounds like you believe in "magical thinking." Sure, there are always lenders who will provide mortgage loans to those with bad...

It's tempting to want to settle the student loan debt, but if you do this, you shouldn't file bankruptcy for at least a year because repaying the...

Sounds like you have only been making minimum payments on this loan, which is why the balance has increased. If the vehicle isn't in good...

While every hospital has different collection procedures, my experience is that most aren't very effective at collecting debts. You have multiple...

It is possible that a bankruptcy "could" discharge these fines if you filed for bankruptcy & received a discharge. But bankruptcy doesn't always...

"Going bankrupt" is a phrase that bankruptcy lawyers consider offensive. I am assuming that this creditor filed a bankruptcy petition, and you are...

Someone "can" file for bankruptcy in the US if they have assets in the US (such as a bank account). As a practical matter, if someone approached me...

Objections to discharge in these circumstances often rely on WHEN you made the debt, not WHY you made the debt. Large debts made within 6 months of...

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The answer to this question depends on what the bankruptcy courts in Ohio have decided. However, in most of the US, even if someone was not listed...